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Retirement Planning

66 Years Old, $3 Million + Pension – When to Take Social Security [Video]

Rick has plenty of retirement assets but he still need some retirement and estate planning. In this video we’ll discuss how to hold assets and how to pass assets on through estate planningMy Books:: 1. The Power of a Tribe: https://www.amazon.com/dp/B096TWBDM3/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1623414076&sr=8-1 2. FIND HAPPINESS BY DISCOVERING Who YOU ARE AND Why YOU ARE YOU by Kerry Grinkmeyer https://amzn.to/2WphaLS3. Tall Grass – My Journey to Discover Myself https://amzn.to/3AooSasSupport Children’s of Alabama: https://secure2.convio.net/coa/site/Donation2;jsessionid=00000000.app260a?idb=1326452675&2683.donation=form1&DONATION_LEVEL_ID_SELECTED=1&df_id=2683&mfc_pref=T&NONCE_TOKEN=8EC977828AF9F0075A041659B9E7FBD9&idb=0 This is a Link to: Retirement “Do We Have Enough?’ Excel Spreadsheet https://docs.google.com/spreadsheets/d/1eJc0wQWhgeXJ7M52UcrrXjLaELbTLuMZHZGY_JpfyRY/edit?usp=sharingProtect your computer from cyber hacking:Get Surfshark VPN at https://surfshark.deals/INVESTORS and enter promo code INVESTORS for 83% off and 3 extra months for free! Follow Me: Facebook: https://www.facebook.com/BestofUSLLC/Instagram: https://www.instagram.com/bestofusinvestors/Twitter: https://twitter.com/BestOfUsInvestHelp Kerry and Nita win the race against Childhood Cancer and keep their daughter Shay’s memory alive. Your support makes a direct impact in the fight against Pediatric Cancer at Children’s of Alabama by helping advance research in finding a cure for cancer. http://give.childrensal.org/bestofusAbout Me: I am a retired financial planner, sold my business in 2005 and travelled the world. In December 2014 Nita and I lost our daughter Shannon to cancer and I became an angry old man. Nita told me to find something to do or find somewhere else to live.In November 2019 I settled into this YouTube channel, a place where I can share my knowledge with people that want to hear my voice; where I can feel I have a purpose in life. I am no longer angry and I owe that to you. Now I’m building a $25 million digital business, come join me on this adventure.Thank you for what you, my viewers, give me every day.The Anti-Aging Supplement that I take: 4 Pack NMN Capsules with Maximum Strength- 500mg- High Absorption Nicotinamide Mononucleotide Supplement- Supports Brain Function & Anti Agingby NMN MAX https://amzn.to/3aG4QNeLearned about NMN in book Lifespan by David Sinclair, https://amzn.to/3qVPPhXFITBIT Versa 3 Health and Fitness Smartwatch:https://www.amazon.com/gp/product/B08DFPV5Y2/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=B08DFPV5Y2&linkCode=as2&tag=bestofushomes-20&linkId=14033c1ca7e70a49f26987cac2b3d2b1RECOMMENDED BOOKS (Affiliate Links)1. The Accidental Super Power by Peter Zeihan: https://amzn.to/3dEl9tL2. The Big Nine by Amy Webb: https://amzn.to/2yOJmPe3. Supercharge Your Real Estate Sales by Kerry: https://amzn.to/2WqsUh94. Digital Transformation, Survive and Thrive in an Era of Mass Extinction by Thomas M Siebel: https://amzn.to/3bqSjvx5. DisUnited Nations, The Scramble for Power in an Ungoverned World by Peter Zeihan: https://amzn.to/2yFCpQJ 6. The Future is Faster Than You Think By Peter Diamandis and Steven Kotler https://amzn.to/2LnHu2K7. FIND HAPPINESS BY DISCOVERING Who YOU ARE AND Why YOU ARE YOU by Kerry Grinkmeyer https://amzn.to/2WphaLS8. A Crack in Creation, by Jennifer Doudna and Samuel Sternberg https://amzn.to/3qN2JhI9. A Generation of Sociopaths, by Bruce Cannon Gibney https://amzn.to/3amkNIc10. The Industries of The Future, by Alec Ross: https://amzn.to/30eP3QB

Categories
Retirement Planning

Retirement woes only Baby Boomers will understand [Video]

The generation that once created a vibrant economy is now facing the prospect of living out their golden years with little to no money.Baby boomers are notoriously self-assured, self-sufficient, and self-motivated.For generations, retirement income has been based on what is known as the “three-legged stool,” which refers to private savings, an employer pension, and social security. The comparative is attributed to an actuary at the Metropolitan Life Insurance Company who referenced the various planning “legs” of retirement at a social security forum back in 1949.So how are baby boomers faring in these categories? Let’s find out: https://bit.ly/3BcH8UgDisclaimer: Purchases of precious metals may not make financial sense or yield positive returns for everyone. Decisions to purchase or sell precious metals, and which precious metals to purchase, are the customer’s decision alone and should be subject to the customer’s own research and findings. RED ROCK SECURED DOES NOT PROVIDE INVESTMENT, LEGAL, OR ANY RETIREMENT PLANNING ADVICE AND INDIVIDUALS SHOULD CONSULT WITH THEIR INVESTMENT, LEGAL, OR TAX PROFESSIONALS FOR SUCH INDIVIDUALIZED SERVICES.

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Retirement Planning

My Social Security Account Online | Retirement Planning [Video]

https://www.ssa.gov/https://www.ssa.gov/myaccount/https://www.ssa.gov/benefits/retirement/planner/applying7.htmlPrizePool. Get a 10% bonus on all your prizes by using my referral link. Use code 4B9N7 https://links.getprizepool.com/GycWOE2TmbbHow much will you increase your positive cash flow over the next 30 days?!Take the 30-day challenge to increase your cash flow! https://www.financialselfreliance.net/30-day-challengeMaster your finances from A-Zhttps://www.financialselfreliance.net/self-mastery-courseContact me for coaching hello@financialselfreliance.netGet FREE* stocks!Open a Webull account and make an initial deposit of $100 or more and get free stocks https://act.webull.com/ro/J7AhmHGKdL2o/wjm/inviteUs/recommend_1537_A_popI don’t drink coffee but I wouldn’t mind a hot chocolate 😉https://www.buymeacoffee.com/FinSelfRelianceJoin M1 Finance and get $10https://m1.finance/fJJY7ijyUT2cPersonal Capital https://pcap.rocks/paris1*****Yotta Savings use code PARIS2 : https://withyotta.page.link/xX4KPUNzvnJdscwm7*****Have you ever logged into your Social Security account online?Are you doing some retirement income planning? Social Security is something that we have have been told for years that is a significant part of our retirement planning. We need to know what our benefit will be and how it calculates into the whole over all retirement plan.*****00:00 – Intro.00:51 – My Social Security Email01:30 – SSA.gov 02:28 – My Social Security portal.05:34 – My Social Security statement.10:22 – Retirement calculator with Social Security.*****Once you have learned to live within your means, it’s time to grow your means!Financial education is vital to reaching financial freedom and financial independence. Personal finance is not taught in schools so you are left to learn on your own and hope to reach your financial goals. Subscribe to this channel to increase your financial literacy.If you want to know more, reach out to us.hello@FinancialSelfReliance.net*****Facebookhttps://www.facebook.com/financialselfreliance/*****F$R Mission Statement:To help individuals and families develop empowering beliefs and emotions about money and teach them the necessary skills to become self-reliant, build wealth, and live a life of abundance.*****Disclaimer.The videos on this channel are for educational and general informational purposes only and are not intended to provide specific advice or recommendations for any individual. As such, it should not take the place of consulting with a certified financial planner, CPA (or other tax professional), legal, or other financial advisor. While we try to provide accurate and timely information, it may not be suitable for your specific personal scenario or specific circumstances. I am a financial professional but without knowing your specific information you should consider what you learn here as general advice. If you want specific advice and coaching please contact us at hello@financialselfreliance.net. I am not a tax, legal or investment advisor representative.Our coaching is based on the data and research found in the books The Millionaire Next Door, The Next Millionaire Next Door, and The Millionaire Mind by Thomas J. Stanley and Sarah Fallaw. It is also based on 20 years of my personal experience working with money.*If you use the referral links above, I will also get FREE stock. Thank you for using the referral codes.#FinancialSelfReliance #FinancialEducation #FinancialIndependence #FinancialLiteracy #FinancialFreedom #MoneyMatters #FinancialPlanning #passiveincome #wealthformula #moneymanagement

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Retirement Planning

How To Fix Social Security || Social Security Explained || Retirement Income Strategies [Video]

How To Fix Social Security || Social Security Explained || Retirement Income Strategies In this video I want to continue talking about Social Security and especially how to fix social security (This is not a political agenda video. Strictly retirement planning). We are talking about social security because it is a major aspect of your retirement income strategies and your retirement planning. Social security, medicare, & medicaid will make up 2.5 trillion dollars of the 2022 US budget. This is a HUGE piece of retirement money, BUT social security is in serious trouble. The government admitted that by 2033, the social security trust fund will be empty. In 2034, social security is estimated that it can only pay out 78% of your social security benefit. That is why we need to fix social security and protect your retirement income!How do we fix social security? Well in a perfect world the government would budget, cut spending, and appropriate funds to social security, but we don’t live in a perfect world. So, we have to fix social security with the rules that are in place for social security:1. Raise the Full Retirement Age for Social Security beneficiaries2. Raise Payroll Taxes (Least favorite option)3. Raise the Cap On Taxable Wages Keep in mind this is only social security. Medicare will be empty in 2026. Who pays for all this? Again, not a political statement, just asking for my retired and soon to retire clients. **Free Retirement Download: The Roadmap to Retirement:**https://yourfinancialekg.com/#download**To schedule your free virtual retirement and investment consultation with Drew, please select a day & time that works best for you: https://calendly.com/pearlwealthgroup/15-minute-phone-call ****Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. Please call me at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.**And PLEASE SUBSCRIBE, LIKE, & COMMENT!Other videos you might like:Big Social Security Increase in 2021: https://www.youtube.com/watch?v=0WoEI80SruM&t=12sMax 401k Contribution 2021: https://www.youtube.com/watch?v=288ivBvYgM0Retirement Planning & Retirement Income: https://www.youtube.com/watch?v=jUQytd4qAjgRetirement Savings & Retirement Investing: https://www.youtube.com/watch?v=CbwZSYKRpXs QUESTION — What retirement topics would you like us to cover on this channel? Pearl Wealth GroupDrew Blackston, CRC® & RFC®Office: 813-807-5060Info@pearlwealthgroup.comPearlWealthgroup.comGetting you to Retirement, through Retirement, & protecting YOUR ability to stay in Retirement!Gear Used In Video (Links are affiliate):Camera: https://amzn.to/3spQitzLighting: https://amzn.to/3iV1YROMicrophone: https://amzn.to/3xWtdQpGlass White Board: https://amzn.to/3iTMhdPKeyword Research: https://www.tubebuddy.com/YourFinancialEKG#retirementplanning #retirement #yourfinancialekg

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Retirement Planning

How Social Security Should Affect Asset Allocation during Retirement [Video]

Join the newsletter: https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTubeHow should Social Security, annuities, pensions and other forms of guaranteed income affect our asset allocation during retirement. Some argue that we should treat them like bonds. They offer near guaranteed, stable income, and therefore, they should constitute part of our bond allocation.A better approach, in my opinion, is to simply reduce or annual income requirements be the amount of these guaranteed payments. Then base our asset allocation on any additional income we need to generate from our investments.I walk through both approaches in this video.Resources mentioned in video & some bonus resourcesAnnuity Calculator: https://financialmentor.com/calculator/present-value-of-annuity-calculatorPersonal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-65Kitces’ article: https://www.kitces.com/blog/valuing-social-security-benefits-as-an-asset-on-the-household-balance-sheet/Bengen article: https://www.retailinvestor.org/pdf/Bengen1.pdfKitces’ interview: https://www.morningstar.com/articles/702029/social-security-part-of-your-asset-allocationForbes article on valuing social security: https://www.forbes.com/sites/baldwin/2016/03/15/whats-your-social-security-benefit-worth/?sh=107ef6ca64d8Social Security Valuation Calculator: https://docs.google.com/spreadsheets/d/1Hzxj9VSC8GhF439C1udo5uQlnbjDPjmxFbgfLddcAKE/edit#gid=1540960016Investing Tools & Resources📚 My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B📈 Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-65⛱ New Retirement: https://robberger.com/go/new-retirement/yt-65📊 Stock Rover: https://robberger.com/go/stock-rover/yt-65💰 M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-63📊 Morningstar (Fund Research): https://robberger.com/go/morningstar/yt-65💵 Tiller (Budgeting): https://robberger.com/go/tiller/yt-65🏆 Best Investment Tracking Apps: https://bit.ly/3wSbKZaPopular Videos:1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY#retirement #investing #robbergerABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I’m the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.I’m also the author of Retire Before Mom and Dad–The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)LET’S CONNECTYoutube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1Facebook: https://www.facebook.com/financialfreedomguy/Twitter: https://twitter.com/Robert_A_BergerDISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

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Retirement Planning

Social Security & Retirement: Social Security Wont Be Able to Pay Full Benefits by 2034. SSI SSDI [Video]

Social Security & Retirement: Social Security Wont Be Able to Pay Full Benefits by 2034. SSI SSDI Across the country communities in the United States are now able to get access to resources to help them pay for things like food, rent, healthcare costs and much more. This is done through programs like: Food Stamps, Supplemental Nutrition Assistance Program, SNAP, Calfresh, Pandemic P-EBT , PEBT, Summer P-Ebt benefits, Social Security Disability, SSDI, Social Security Retirement, Supplemental Security Income, SSI, as well as things like California State stimulus checks, Golden State Stimulus check, Federal Stimulus, checks, Pandemic assistance, Unemployment Benefits EDD, Healthcare.gov, Medicare, Medicare Advantage, Medicare Supplement, Obamacare, Covered California, Bidencare, 1095a , FTB 3895, health insurance, health insurance exchange.But without a doubt, no matter how much money and help is available to Americans, Seniors and Retirees, these resources do not do any good for people, if they don’t know about them. That is why we are here to discuss the various government programs that are meant for those in our communities who need an extra bit of help to get back on their feet. Hopefully our video helps you better understand the help that is available for you, for the community , and for our friends , neighbors and family members. Please enjoy this video and don’t forget to like and subscribe if you find this video interesting, helpful or useful. Thank You!#Retirement #SocialSecurity #MichaelsMatters

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Retirement Planning

Is Social Security Running Out by 2034? Here’s How We’re Planning SS For Our Client’s Retirement. [Video]

If you’ve seen the news recently then you may have seen the headlines about Social Security running out of money to pay full benefits by the year 2034. In this video, I share how we’re talking to our clients about it and my opinion on if we should be worried about it. -Dave Zoller, CFP®Subscribe to this channel here: https://bit.ly/Streamline-Youtube ———————–❤️[THE “DO IT YOURSELF” RETIREMENT PLAN]Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisorhttps://www.davezoller.com/DIY-Retirement ✅ [THE PERFECT RETIREMENT PLAN] WATCH THE FREE WORKSHOPhttps://www.davezoller.com/PERFECT-RETIREMENT-PLAN🎁 [FREE GIFT: HOW TO FIND YOUR PURPOSE IN RETIREMENT]https://davezoller.com/retirement🏝 [HOW MUCH YOU NEED TO RETIRE?] Take The QUIZ To Find Out How Much You Need To Retire.https://streamlineplanning.com/free-resources/👍 [ HAVE QUESTIONS ABOUT RETIREMENT? ]APPLY FOR A PRIVATE RETIREMENT STRATEGY CALL WITH ME.https://streamline.typeform.com/to/icE3eC➡️ [CONNECT WITH ME ON LINKEDIN]https://www.linkedin.com/in/davezoller/ ———————–POPULAR RETIREMENT VIDEOS3 Must-Have Assets When Retirement Planning.https://youtu.be/ifykklPqqxgYou Know You Can Retire When You Answer YES To These 4 Questions. https://youtu.be/iiHrW_HufBY5 Things To Do 5 Years Before Retirementhttps://youtu.be/amOOCXDU91EThe 3-Bucket Retirement Withdrawal Strategy https://youtu.be/kfmVvVX_uo4 How Much Do I Need To Retire?https://youtu.be/xiYAr52GK7AScreenshots in video from;https://www.cnbc.com/2021/09/01/social-security-funding-woes-put-pressure-on-congress-to-solve.htmlhttps://www.barrons.com/articles/social-security-depleted-by-2034-51630449399?mod=hp_INTERESTS_economy-and-policy&refsec=hp_INTERESTS_economy-and-policyhttps://www.businessinsider.com/social-security-run-out-of-funds-2034-pandemic-2021-9———————–#retirement #socialsecurity #retirementplanningMUSIC: Sons and Daughters-Nickolas JonesSubway Dreams- Dan Henig1. https://streamlineplanning.com or2. https://davezoller.com/retirementDisclaimer: Since we don’t know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Streamline Financial Services, LLC or its members cannot be held liable for any use or misuse of this content.Disclosures: Securities offered through LaSalle St. Securities LLC (LSS), member FINRA/SIPC. Advisory services offered through LaSalle St. Investment Advisors LLC (LSIA), a Registered Investment Advisor. Streamline Financial Services is not affiliated with LSS or LSIA. LSS is affiliated with LSIA.

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Retirement Planning

#ssi #ssdi #socialsecurity $200 Monthly Update – Social Security, SSI, VA – Infrastructure Package? [Video]

$200 Monthly Update – Social Security, SSI, VA – Infrastructure Package?#ssi #ssdi #socialsecuritySocial Security retirement, Social Security disability, supplemental security income, and veteran affairs beneficiaries going forward into 2021. It has been proposed that Social Security beneficiaries get a $200 per month raise going forward into 2021, this includes SSA, SSDI, SSI, and VA beneficiaries. ssi, ssdi, social security, ssa, SSI benefit, SSDI benefit, Social Security benefit, Ssa benefit, Va benefit, Social security retirement, Social Security disability, Ss benefit, Social security increase, Social security raise, SSI raise, SSI increase, 200 social security raise, Social security 2021, SSI 2021, $200 SSI raise, $200 social security increase, $200 social security raise 2021, $200 raise, $200 increase,$200 SSI increase, stimulus, Checks, stimulus check, investing, stock market, stocks for beginners, money, third stimulus check, third stimulus check update, unemployment update, stimulus checks, fourth stimulus check, stimulus check update jimmy, robinhood, update on third stimulus check, fourth stimulus checks, fourth stimulus, stimulus check update today, student loan forgiveness, ssi ssdi increase, Child credit, child stimulus, child tax credit, student loan cancellations

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Retirement Planning

Looking Good! Raise for Social Security, SSDI & SSI Benefits [Video]

Looking good! Raise for Social Security, SSDI, SSI benefitsIn this video, we discuss a Raise that is on the table for fixed income like Social Security retirement, Social Security disability, SSDI, SSI benefits. This is a good raise that is coming for all of these beneficiaries as everybody knows, a Monthly and Benefit Raise is very much needed during this time. This is an annual raise that is for all of these beneficiaries to adjust for the cost of living. A new preliminary number it was released by the senior citizens league announcing a potential 6.2% raise for Social Security, SSDI, survivors and SSI beneficiaries in 2022.This is in reference to the COLA, otherwise known as the cost of living adjustment for all of these monthly beneficiaries of Social Security retirement, Social Security disability, Social Security Survivors, SSI Beneficiaries. This is an annual adjustment to benefits as a result of the cost of living adjustment to help out all of these beneficiaries adjust for the cost of living. The new preliminary number is discussed in this video and what it would look like to benefits going forward. The cost of living adjustment or call her for 2022 is going to be big as we know that inflation is running hot right now.This video is for those people receiving Social Security, SSDI, SSI BenefitsPlease make sure to subscribe and share this video with your friends, family, social media and check out any of the other videos here on the channel#StimulusCheck #StimulusUpdate #StimulusPackage #FourthStimulusCheck #Stimulus #StimulusCheckUpdate #SSDI #SSI #SocialSecurity Join this channel to get access to perks:https://www.youtube.com/channel/UCYqOP98j1cPqLzN2-AAgsHQ/joinFREE $30 here: https://www.rakuten.com/r/BLINDT32FREE Stocks Here:https://act.webull.com/te/rtYUM4U86HxG/t1j/inviteUs/Shop Amazon Here:https://amzn.to/2UjdFCzMusic in this video is complements of:Diamond Eyes – Stars***Disclaimer*** All the material in this video is for entertainment purposes only and is not financial, legal, accounting, investment advice, or advice in any way. Links shown above are affiliate links which will result in the creator receiving a small commission upon the use/registration of the link provided.

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Retirement Planning

Social Security & Retirement: When should I Retire? Should I Retire Early? Retirement Planning. [Video]

Social Security & Retirement: When should I Retire? Should I Retire Early? Retirement Planning. What do you need to know if you want to retire early? Across the country communities in the United States are now able to get access to resources to help them pay for things like food, rent, healthcare costs and much more. This is done through programs like: Food Stamps, Supplemental Nutrition Assistance Program, SNAP, Calfresh, Pandemic P-EBT , PEBT, Summer P-Ebt benefits, Social Security Disability, SSDI, Social Security Retirement, Supplemental Security Income, SSI, as well as things like California State stimulus checks, Golden State Stimulus check, Federal Stimulus, checks, Pandemic assistance, Unemployment Benefits EDD, Healthcare.gov, Medicare, Medicare Advantage, Medicare Supplement, Obamacare, Covered California, Bidencare, 1095a , FTB 3895, health insurance, health insurance exchange.But without a doubt, no matter how much money and help is available to Americans, Seniors and Retirees, these resources do not do any good for people, if they don’t know about them. That is why we are here to discuss the various government programs that are meant for those in our communities who need an extra bit of help to get back on their feet. Hopefully our video helps you better understand the help that is available for you, for the community , and for our friends , neighbors and family members. Please enjoy this video and don’t forget to like and subscribe if you find this video interesting, helpful or useful. Thank You!#Retirement #SocialSecurity #MichaelsMatters