Categories
New Parents

Happy Holidays from American Equity [Video]

American Equity celebrates the holidays with team members spreading good cheer and giving back. Happy Holidays!To learn more about American Equity, visit https://www.american-equity.com/

Categories
Retirement Planning

John Starke of Centaurus Financial Inc Discusses Annuity Alternatives [Video]

John Starke | Centaurus Financial Inc. | https://www.johnstarke.com/In this video of Retirement News Online, John Starke of Centaurus Financial Inc discusses helpful annuity alternatives.

Categories
Retirement Planning

Retirement Blunder 1 Not Giving Social Security Enough Respect [Video]

The first blunder mentioned in this Kiplinger Article (https://www.kiplinger.com/retirement/603563/4-big-retirement-blunders-and-how-to-avoid-them) was not giving Social Security Enough respect. We talk about – Why Social Security matters in your retirement- What your decision entails- The complexity of making the right choice.To learn more or to watch the complete episode, please visit: https://cfswv.com/cfsblog/wealth-wednesday-breaking-down-kiplingers-4-biggest-retirement-blunders#RetirementPlanning #Ohio #WestVirginia #LongTermCare #IRA

Categories
Retirement Planning

Spitballing Retirement and the Build Back Better Tax Proposal – Your Money, Your Wealth® podcast 356 [Video]

Today on Your Money, Your Wealth® podcast 356 with Joe Anderson, CFP® and Big Al Clopine, CPA: should those in the 35% tax bracket contribute to traditional 401(k) or Roth 401(k)? Should a self-employed cryptocurrency investor do Roth conversions or tax gain harvesting? Also, a retirement spitball for a couple, age 35, wanting to retire with $5M at age 60. Plus, do the SECURE Act rules for required minimum distributions (RMDs) apply when inheriting an inherited IRA? Finally, comments on the latest Build Back Better Act. Show notes, financial resources, Ask Joe & Al On Air: https://bizlink.to/ymyw-35600:00 – Intro00:59 – Contribute to Traditional 401(k) or Roth 401(k) for Retirement? (Shake ‘n’ Bake, TX)07:10 – Retirement Spitball: Are We On Track to Retire with $5M at Age 60? (Alex)13:57 – Download Tips to Fast Track Your Retirement for free: https://purefinancial.com/white-papers/tips-to-fast-track-your-retirement/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW14:43 – Do Roth Conversions or Crypto Long-Term Capital Gains to ACA Ledge for Self-Employed? (Johnny G, Iowa22:50 – SECURE Act: Inheriting an Inherited IRA Explained (Eric)29:46 – Download the SECURE Act Guide for free: https://purefinancial.com/white-papers/the-secure-act/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW30:27 – “A Sneaky Annuity Bill That Will Make Joe Mad” (John, Abilene, TX)37:41 – Can I Make IRA Contributions and Not Convert Under the Current Build Back Better Act? (Frieda’s Boss, Mr Poon)40:48 – The DerailsPure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation. Schedule a free assessment with any one of our experienced financial professionals, either online or at one of our offices in San Diego, Brea, Irvine, and Woodland Hills, California: https://purefinancial.com/lp/free-assessment/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYWSubscribe to our YouTube channel and stay tuned for the next episode of the Your Money, Your Wealth® TV show: http://bit.ly/YMYW-YouTubeSubscribe to the YourMoney, Your Wealth® podcast: https://link.chtbl.com/ymyw?sid=yIMPORTANT DISCLOSURES:• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.CFP® – The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation. AIF® – Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.#BuildBackBetter #SECUREAct #Retirement

Categories
Retirement Planning

The Variables in Retirement Planning: Longevity, Risk Tolerance, Social Security, Taxes [Video]

When planning for Retirement, there are many variables that need to be taken into account, for example, longevity, social security, risk tolerance, and taxes. These variables affect each other, and if you change one of them, the others can be affected. In this episode of The Retirement Income Show, we take a look at these variables and why it’s important to review them with your financial retirement planner.Hiring a Retirement Planner can give you more confidence going into retirement because they set you up with an Investment Plan, an Income Plan, a Tax Plan, a Healthcare Plan, and an Estate Plan. Helping you build your plan!#investments #retirementplanning #retirementincome #taxplanning #estateplanning #stockmarketThe Retirement Income Show focuses on answering the BIG retirement questions you may have… Can I retire? How much income should I withdraw? How do I ensure my income lasts my entire life? How do I pay less tax in retirement? If something happens to me, will my family be ok? Tune in on Sundays at 12pm on AM 740, KTRH, to learn various solutions that could address your retirement concerns. Or click to hear more: bit.ly/theRetirementIncomeShow Oak Harvest was named as one of Inc. 5000’s fastest growing private companies. Beyond the application fee required for consideration, Oak Harvest does not provide or receive any compensation, direct or indirect, for any material published by Inc. 5000. If you have $500K or more and would like a partnership with a firm to help you manage your investments and financial plan as in these videos, click on this link to connect with our advisors: https://click2retire.com/variablesinretirementplanningTo get started building your custom Oak Harvest Retirement 360 Plan, call us and schedule a free consultation call us at : (877) 404-0177

Categories
Business Owners

Employee Retirement Savings Plans [Video]

The job market is tight, which means small business owners have to pull out all the stops to lure workers their way. One recruiting tool which has become almost an expectation is the employee retirement savings plan. Yet many small business owners still don’t offer one, wrongly assuming it’s too expensive. But they are wrong. These days, there are lots of affordable retirement plans available for small business owners and their employees. Which one is right for you depends on the size of your company and your budget. In this video, Donna Fuscaldo, a senior finance writer at business.com, explains the type of retirement plans available for small business owners and the costs associated with them. Time Stamps 0:00 Donna Fuscaldo of business.com highlights the fact that many small business owners don’t offer retirement savings plans despite it being a proven recruiting tool. 1:15 While there are several employee retirement plans for small businesses, all of them charge the same fees. 2:59 When it comes to the fees employees have to pay to participate in a plan, it’s best to keep them on the low side. 3:17 The average investment fee employees pay is 1.65% today but there are many plans with lower fees. 4:03 Whether you should open up a 401(K) or an IRA depends on the size of your business and what you want to achieve with your retirement savings plan. 5:13 Fuscaldo explains that offering a retirement plan is necessary to compete in the tight labor market. Employee retirement plans don’t have to break the bank. But if you don’t offer one, it could break your business. The job market is tight and workers want more than a competitive salary. They want a way to save for their retirement. The good news is there are a lot of low-cost options available to small businesses. In this video, Donna Fuscaldo of business.com, explains what they are. For more information on employee retirement plans, watch https://www.youtube.com/watch?v=zTO5gTg-pXw&t=118sTo subscribe to business.com videos, click https://www.youtube.com/channel/UC39-zDjWVQVEZd856W_NP_g?sub_confirmation=1For more information on retirement savings plans, visit https://www.business.com/categories/best-employee-retirement-plans/For more tips to starting and running a business, visit https://www.business.com

Categories
Retirement Planning

What is Wrong With You People? [Video]

================================Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-pageFollow me censorship-free!https://joshscandlen.locals.com/https://rumble.com/c/JoshScandlenhttps://mewe.com/i/joshscandlenMy course “Can I Retire” will help reduce your stress when it comes to retirement planning. Get it here:https://retirementplanningschool.teachable.com/p/homeand don’t forget there IS a 30 day money back guarantee if you’re not satisfied!Get my books on Audible here:https://adbl.co/35lVotFWant to support what I’m doing for $10 a month? Join my SubscribeStar page!https://www.subscribestar.com/joshscandlenMy Amazon Product page: https://www.amazon.com/shop/heritagewealthplanningAnything you buy there Amazon pays me a commission. Much appreciated!GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers!You Can RETIRE on SOCIAL SECURITY:https://amzn.to/31xKFuNThe Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It:https://amzn.to/2LHwQptStrategic Money Planning: 8 Easy Ways To Put Your House In Orderhttps://amzn.to/2wKGi50GET ALL MY LATEST BLOGPOSTS:https://heritagewealthplanning.com/blog/

Categories
Long-Term Care Planning

EPIC Shorts: How much will long term care cost? [Video]

David talks about the importance of long term care planning and how much it might cost. #shortsWatch and Enjoy! ✅ SUBSCRIBE SUBSCRIBE SUBSCRIBE ✅https://www.youtube.com/c/EPICFinancialStrategies/featured?sub_confirmation=1 🤝 GET FREE CONSULTATION HERE: 🤝https://www.uplife.com/robgillconsult… 💰GET OUR FREE FINANCIAL FREEDOM ROAD MAP💰http://go.epicfinancialstrategies.co/… 📈 DOWNLOAD YOUR FREE CASH FLOW ANALYSIS GUIDE 📈http://go.epicfinancialstrategies.com… GET ACCESS TO OUR GUARANTEED INCOME GUIDE http://go.epicfinancialstrategies.com… 📲 CONNECT WITH ROB AND EPIC FINANCIAL STRATEGIES=================Rob Gill – Instagram https://www.instagram.com/robgill_epic/Facebook https://www.facebook.com/robertgillepic/Twitter https://twitter.com/robgill_epicYouTube Channel https://www.youtube.com/channel/UC6PenH9iruDESIUP-dHYI6Q?app=desktopLinkedIn: https://www.linkedin.com/in/robertegill/TikTok: https://www.tiktok.com/@robgillofficialEPIC – Instagram https://www.instagram.com/epicfinancialstrategies/EPIC – Facebook https://www.facebook.com/epicfinancialstrategies/ “EPIC Financial Strategies” is a trade name referring to EPIC Insurance Services, LLC. All references to “EPIC” contained in this video pertain to EPIC Insurance Services, LLC. Robert Gill is not in the business of providing investment advice and specifically disclaims any liability, loss or risk incurred as a consequence, either directly or indirectly, through the use of any of the information contained in this video. Also, Robert Gill, in his appearance on various social media platforms, does NOT provide ANY legal, accounting, securities, investment or tax advice, and the opinions he shares are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Robert Gill does not endorse ANY specific investments, financial advisors or securities brokerage firms. Robert Gill is not a securities-licensed professional, financial planner or investment advisor.The views and opinions of any guests who may appear in the videos on this channel, regardless of whether they hold any securities, advisory or insurance license, are shared for informational and educational purposes only. Any chart, illustration or other demonstrative contained in this presentation or video is for educational purposes only and does not represent the actual performance of any specific product. And whether they originate with Robert Gill or any guest, the views and opinions of persons appearing in these videos should not be considered investment, financial, legal or tax advice. Before making any investment or other significant financial decision, viewers should consult with qualified and licensed professionals, who will assess the appropriateness of the decision in light of each individual’s specific goals, experiences and financial status.It is possible that certain material facts, including but not limited to legal conditions directly affecting the functions of products discussed herein, may have changed in the time since this video was filmed. Viewers should not assume that such conditions have remained the same in the ensuing period. #EPIC#WealthManagement#MoneyMindset

Categories
Retirement Planning

Democrats Pass An EVIL Abortion Bill (How Can ANYONE Support This?) [Video]

================================Sign up for email list here. https://mailchi.mp/0a0c258dd676/sign-up-pageFollow me censorship-free!https://joshscandlen.locals.com/https://rumble.com/c/JoshScandlenhttps://mewe.com/i/joshscandlenMy course “Can I Retire” will help reduce your stress when it comes to retirement planning. Get it here:https://retirementplanningschool.teachable.com/p/homeand don’t forget there IS a 30 day money back guarantee if you’re not satisfied!Get my books on Audible here:https://adbl.co/35lVotFWant to support what I’m doing for $10 a month? Join my SubscribeStar page!https://www.subscribestar.com/joshscandlenMy Amazon Product page: https://www.amazon.com/shop/heritagewealthplanningAnything you buy there Amazon pays me a commission. Much appreciated!GET MY BOOKS: ALL are FREE to Kindle Unlimited Subscribers!You Can RETIRE on SOCIAL SECURITY:https://amzn.to/31xKFuNThe Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It:https://amzn.to/2LHwQptStrategic Money Planning: 8 Easy Ways To Put Your House In Orderhttps://amzn.to/2wKGi50GET ALL MY LATEST BLOGPOSTS:https://heritagewealthplanning.com/blog/

Categories
Retirement Planning

UPDATE! Social Security Retirement [Video]

THANK YOU so much for watching todays update for ssi, ssdi, social security retirement. Andrew Paulo, Devin Carroll, Holy Schmidt, social security benefits 2022

Categories
Long-Term Care Planning

Year End Financial Strategies Webinar – Will you join us? [Video]

If you would like to learn about strategies to position yourself well for 2021 and beyond, now is the time. Please join us for our Year End Financial Strategies Webinar.Sign up with this link: https://redbarnfinancial.hubspotpagebuilder.com/yeplanningSean Moran is a financial advisor specializing in retirement planning, college planning, life insurance, disability insurance, Long Term Care insurance and a holistic approach to your personal finances. Sean has clients in NJ, TN, VA, TX and would love to help you either locally or virtually.Sean is an author, former corporate tax professional and entrepreneur. He holds a BS from York College of PA and a Masters of Taxation from Fairleigh Dickinson University. If you are interested in learning more, you can contact Sean at: smoran@redbarnfinancial.com or schedule a meeting here: calendly.com/spmoran Red Barn Financial LLC offers securities through AD DeumFunds, a registered investment adviser. Information presented is foreducational purposes only and does not intend to make an offer or solicitationfor the sale or purchase of any specific securities, investments, or investmentstrategies. Investments involve risk and, unless otherwise stated, are notguaranteed. Be sure to first consult with a qualified financial adviser and/ortax professional before implementing any strategy discussed herein. Pastperformance is not indicative of future performance.

Categories
Retirement Planning

Your TRS Benefit: TRS Pre-Retirement Seminar on December 4, 2021 [Video]

Check out the replay of an overview of your TRS Benefit with Tawnda Horton, TRS Retirement Planner. The video, from December 4, 2021, was our very 1st in-person 1/2-Day seminar since the beginning of the pandemic. What a joyous occasion it was to see our members attend the rebirth of this type of live event. Watch the video to learn more about an overview of eligibility rules, the TRS benefit formula, benefit options, unused sick leave credit, service purchases, and more! This video will be available until January 4th.After you view this video, you may also want to watch our short 6 minute video on TRS beneficiaries: https://youtu.be/7TQznNctuTkBe sure to check out www.TRSGA.com to keep up with the latest from TRS!