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Retirement Planning

How to Build and Protect Your Retirement Income for Life Using Annuity “Income Distribution for Life [Video]

This video by Jean W. Jacquet; will discuss how one can maximize their earn dollar for better use at retirement. https://www.jwjacquet.com/Join this channel to get access to perks:https://www.youtube.com/channel/UCKZl54aJ5LaYEaZ5j_9M9jg/join

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Retirement Planning

3 Steps To Find Out When Roth Conversions Could Make The Most Sense In Retirement [Video]

What’s the best time to convert to ROTH IRA? How much should I convert? Should I do it when the market is down? I’ve been hearing this question so I wanted to record this video for you in case you were wondering the same thing.-Dave Zoller, CFP®🎯REACH OUT FOR A FREE PLANNING CALL WTH ME🎯https://streamline.typeform.com/to/icE3eC❤️[THE “DO IT YOURSELF” RETIREMENT PLAN]❤️Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisorhttps://www.davezoller.com/DIY-Retirement THE ROTH CONVERSION PLANNER IN THIS VIDEOhttps://bit.ly/retirement-income-planner-roth👨‍👩‍👧‍👦The Family Planner👨‍👩‍👧‍👦Make Life Easier For Your Familyhttps://www.davezoller.com/family-planner🌄 Find Your Purpose In Retirement 🌄https://www.davezoller.com/ideal-retirement🍀Get The 5-Minute Retirement For Free🍀https://www.davezoller.com/retirement🙏 [CHARITABLE GIVING STRATEGY SESSION]🙏Maximize your impact for charities and minimize your taxeshttps://www.davezoller.com/philanthropic-strategy➡️ [CONNECT WITH ME ON LINKEDIN]https://www.linkedin.com/in/davezoller/ https://streamlineplanning.com https://davezoller.com/retirement———————–POPULAR RETIREMENT VIDEOS3 Must-Have Assets When Retirement Planning.https://youtu.be/ifykklPqqxgYou Know You Can Retire When You Answer YES To These 4 Questions. https://youtu.be/iiHrW_HufBY5 Things To Do 5 Years Before Retirementhttps://youtu.be/amOOCXDU91EThe 3-Bucket Retirement Withdrawal Strategy https://youtu.be/kfmVvVX_uo4 How Much Do I Need To Retire?https://youtu.be/xiYAr52GK7A———————–#retirement #rothconversion #rothiraMUSIC: Stary Sky- Simon GrobSubway Dreams- Dan HenigDisclaimer: Since we don’t know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Streamline Financial Services, LLC or its members cannot be held liable for any use or misuse of this content.Affiliate Disclaimer: This post may include affiliate links where we may earn a payment when you click on the links at no additional cost to you. Disclosures: Securities offered through LaSalle St. Securities LLC (LSS), member FINRA/SIPC. Advisory services offered through LaSalle St. Investment Advisors LLC (LSIA), a Registered Investment Advisor. Streamline Financial Services is not affiliated with LSS or LSIA. LSS is affiliated with LSIA.

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Retirement Planning

Pension Maximization: How to Get the Most Income From Your Pension [Video]

As you get close to retirement, you’ll have to make a decision on the type of payout you would like from your pension in retirement. Most people with a spouse will automatically chose the joint payout option because they want to make sure their spouse is covered in case anything happens to them. Is that the right decision? Depending on your situation, there may be a better way to maximize your income in retirement and have a more tax efficient retirement. Check out the video to learn more about how you can make a better choice when it comes to your pension payments in retirement.Check out my website: https://mygfpartner.com/derek-mazzarella-connecticut-financial-advisor/Any questions, please email me at dmazzarella@mygfpartner.com.

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Retirement Planning

Roth Conversion Strategy for 60 Yr Old with $1,700,000 📈 || Retirement Planning at 60 & Roth IRA [Video]

Roth Conversion Strategy for 60 Yr Old with $1,700,000 📈 || Retirement Planning at 60 & Roth IRA In this video, I want to look at a 60 year old individual asking the question, “What Is a good Roth conversion strategy” and “Can I Retire?” This is a unique retirement strategy because this soon to be retired person wants to look at IRA to Roth IRA conversion strategies as well as Retirement Income Strategies. We also need to examine Social Security Benefits and what happens if the stock market goes down early in his retirement. Retirement income strategies, Roth conversion strategies and retirement income planning are two big pieces to anyones retirement planning calculator. Whether you are wanting to know strategies for “retirement planning at 30”, “retirement planning at 40”, “retirement planning at 50”, or even “retirement planning at 60” understanding how much retirement income that you want versus how much you need gives you a roadmap to follow to and through retirement. Here at Pearl Wealth Group, we run a trademarked retirement investment and retirement income plan for individuals and families who are wanting to retire called “Your Financial EKG™.” What we are trying to visualize is how long a persons retirement savings are going to last throughout retirement. If you are looking for early retirement planning tips or trying to saving for retirement in your 50’s, You Financial EKG™ is a great tool to help you understand where you are retirement planning. Retirement planning and retirement income strategies shouldn’t be complicated. They should just be done right. Click Here For More Retirement Planning Videos: https://bit.ly/3wH3mgb 🙌**Ready to get your personalized Financial & Retirement EKG: https://yourfinancialekg.com/ **🚀 **Free Retirement Download: The Roadmap to Retirement:** 📊https://yourfinancialekg.com/#download**To schedule your virtual retirement and investment consultation with Drew, please select a day & time that works best for you: https://calendly.com/pearlwealthgroup/discoverycall ** ☎️ **Visit our Website: https://pearlwealthgroup.com/ ** 🖥 **More Retirement Information Here: https://pearlwealthgroup.com/blog/ ** 🧐**Meet Your Retirement Planning Team: https://pearlwealthgroup.com/about/ ** 😎**Worried That Your Retirement Strategy Is Missing Something: https://pearlwealthgroup.com/services/ ** 🤔 ❌ **Please make sure you talk with your CPA, Financial Advisor, Retirement Planner, or Investment Advisor Representative, before implementing any content from this channel. All videos are for informational and educational purposes only. None of the content, comments, responses, information, or any other item on this channel constitutes financial advice or recommendations. Please call Pearl Wealth Group at 813-807-5060 to go through your Retirement Income, Retirement Investments, or Retirement Plan in more detail.** ❌Pearl Wealth GroupDrew Blackston, CRC® & RFC®Office: 813-807-5060Info@pearlwealthgroup.comhttps://pearlwealthgroup.com/Getting you to Retirement, through Retirement, & protecting YOUR ability to stay in Retirement!#retirementplanning #retirement #financialfreedom

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Retirement Planning

Funding Your Retirement With An Annuity… Does It Make Sense? [Video]

Are you wondering, ‘Funding your retirement with an annuity… does it make sense’? In this annuities for dummies lesson you will have annuities explained. Along with how to invest in annuities and which is the best annuity for retirement. The first question is, however, do these wise money tools make sense for you. Watch this short annuities 101 video to learn annuities basics in regards to an annuity investment and an income annuity. As you move through your money evolution.After this video, check out the video I create titled “How Much Money Should You Put In An Annuity”?. To learn more in depth as to how to determine the best answer to that very important question: https://youtu.be/abptpGDjFyw🔴🔴SUBSCRIBE for more FREE tips: https://www.youtube.com/channel/UCR1TOnaE9d3uHy3MbjbXA9w?sub_confirmation=1▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬🤝🤝BECOME OUR CLIENT:It only takes 2 steps ➡ https://michaelmalone.clickfunnels.com/webinar-confirmationpixv5zz1. Watch our free (60min) Masterclass, by clicking on the link directly above, to ensure using Annuities in your Retirement Planning is something you want to commit to.2. Once you watch the video you will be prompted to apply to becomeour client.▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬📲📲CONNECT WITH US ON SOCIAL MEDIA:Facebook ➡https://www.facebook.com/FinancialRetirementGroupLinkedIn➡https://www.linkedin.com/company/the-financial-retirement-group/▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬DISCLAIMER**Michael Malone makes content available as a service to his clientsand other visitors, to be used for informational purposes only. While hisbest intentions are to provide accurate and timely information, youshould always consult with retirement, tax, and legal professionals priorto taking any action.Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker-dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity.

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Retirement Planning

What Retirement Means to You 4 – Annuities [Video]

Join us each week as we discuss important retirement topics.You can watch live on KSDK Channel 5, or subscribe to get replays. For more info visit www.MeansFinancialGroup.com or call 636-778-1293

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New Parents

What’s Your IT Superpower? [Video]

We’re looking for IT professionals in a variety of roles to join our One Team to break boundaries. You have the opportunity to innovate in the financial services space and work with teams across the enterprise to transform customer and employee experiences. Help us fulfill our mission as The Financial Dignity Company.See current opportunities at https://www.american-equity.com/about/careers.

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New Parents

Shield Suite Fixed Index Annuities from American Equity [Video]

American Equity’s Shield Suite of fixed index annuities provides the benefits of fixed index annuities, including principal protection and tax-deferred growth, along with the unique features each product offers. Looking for lifetime income? Consider the IncomeShield Series. Visit, https://www.american-equity.com/incomeshield-annuity.Interested in growth potential? Explore the AssetShield Series. Visit, https://www.american-equity.com/assetshield-annuity.Is estate planning important to you? Discover the EstateShield 10. Visit, https://www.american-equity.com/estateshield-annuity.Want to explore the next generation approach to accumulation? Take a look at the FlexShield 10. Visit, https://www.american-equity.com/flexshield-annuity.Our products are built on a foundation of world-class service and financial professional support.For more information, visit https://www.american-equity.com.

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New Parents

American Equity’s Shield Suite of Fixed Index Annuities [Video]

American Equity’s Shield Suite of fixed index annuities offers products with benefits that address common retirement goals and concerns. Our products are built on a foundation of world-class service and financial professional support.For more information, visit https://www.american-equity.com/annuities/fixed-index-annuities.

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Retirement Planning

090 Michael Finke Clip: Enjoying Your Money in Retirement [Video]

Welcome to another Fun With Annuities Clip. Michael Finke makes some great points on retirees being scared to use the money to worked so hard for and can finally enjoy. Go ahead and give it a watch if you want to hear our thoughts on the matter and click this link to watch the full discussion over on my Fun With Annuities channel. https://youtu.be/VVJMw4EWwmcWatch and Enjoy,Stan The Annuity Man Free Annuity Owner’s Manualshttps://www.stantheannuityman.com/how-do-annuities-work/Free Annuity Calculators and Live Rate Feedshttps://www.stantheannuityman.com/annuity-calculator/Book a Free 30-minute Call with Stan The Annuity Manhttps://www.stantheannuityman.com/book-a-call/Key Moments in this Episode IN THIS EPISODE, THE ANNUITY MAN AND MICHAEL FINKE DISCUSS: Two choices in retirement The worst case scenario in retirementThrift is good until it isn’t Difference between annuities and investments KEY TAKEAWAYS: There are only two things you can do with your money in retirement – spend the money and live better or pass it on. Focus on what a product will do, more than what it might do. You need a steady income guarantee at the minimum in order to enjoy your retirement. The scenario you want to avoid is, for example, you live until 85 or 90 and you won’t have any money to spend to continue living. Without an annuity, you’ll be forced to cut your savings and investments into small little pieces for it to last. People don’t feel comfortable spending money, so the tendency is that they don’t live as well as they should have while they could. We’ve been conditioned to believe thrift is good and it is, but accumulating without enjoying it would be a waste of life. Annuities and investments are two very different things and serve two very different purposes. Never get them confused. The goal with investment is growth, while annuities provide a steady income stream and risk transfer. “The best way to approach it is, what are you gonna use the money for? Because money is just green paper… why not begin with how you wanna live in retirement and what sort of legacy you want to lead…” — Michael Finke  CONNECT WITH MICHAEL FINKE:Website: http://www.michaelfinke.com/ LinkedIn: https://www.linkedin.com/in/michael-finke-8134808/ Facebook: https://www.facebook.com/mfinke Twitter: https://twitter.com/FinkeonFinance LISTEN ON ALL YOUR FAVORITE PODCAST PLATFORMS: Libsyn: https://directory.libsyn.com/shows/view/id/theannuityman Stitcher: https://www.stitcher.com/podcast/niceguysonbusiness/the-annuity-man-podcast#/ Apple: https://podcasts.apple.com/us/podcast/fun-with-annuities-the-annuity-man-podcast/id1482993601 Google: https://podcasts.google.com/feed/aHR0cHM6Ly90aGVhbm51aXR5bWFuLmxpYnN5bi5jb20vcnNz?sa=X&ved=0CAMQ27cFahcKEwjgu6j7suzrAhUAAAAAHQAAAAAQAQ Amazon: https://music.amazon.com/podcasts/11fec7ab-59ab-402f-94c7-93860e1694ae/Fun-with-Annuities-The-Annuity-Man-Podcast Spotify: https://open.spotify.com/show/26y3c7vXgnhfmErLRP3zuM Other Resources ALL THINGS ANNUITIEShttps://www.stantheannuityman.com/ LISTEN/WATCH FUN WITH ANNUITIES PODCASThttps://www.stantheannuityman.com/podcastJOIN THE ANNUITY LOVERS FACEBOOK GROUPhttps://www.facebook.com/groups/annuityloversclub/CONNECT WITH STAN  Call Stan The Annuity Man: 800-509-6473Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com Facebook: https://www.facebook.com/stantheannuityman/Twitter: https://twitter.com/StanAnnuityManTikTok: https://www.tiktok.com/@theannuitymanInstagram: https://www.instagram.com/theannuityman/#StanTheAnnuityMan #Annuity #TheAnnuityMan

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Retirement Planning

A Deep Dive Into Helping Create A Secure Income In Retirement [Video]

www.bradshawweilgroup.com270-444-7291The first step in creating a S.A.F.E retirement is to help create a secure income stream that will last the rest of your life and, if you are married, your spouse’s life. By secure we mean income that you can depend on no matter what happens to the economy or how far the stock market drops.Much of the financial press focuses on the accumulation phase of retirement. And there is no debate that starting early and contributing at least 10% to 15% of your income toward retirement accumulation is very important. But there is no “magic number” that you can reach in accumulation that will guarantee you a confident retirement. Prior to retirement you and your spouse worked and earned a regular paycheck. In retirement it is essential that you devise a plan to likewise create an income stream that will cover your base monthly expenses. The other option for income in retirement is to take a percentage of your accumulated investment balance each year. Bill Bengen, an economist and financial adviser in the 1990s, developed the 4% Rule which is largely believed, or assumed, to still work for today’s retirees . In previous decades it was calculated that a retiree could safely withdrawal 4% annually of their accumulated investment balance without having to worry about running out of money in retirement. But today interest rates are lower, the stock market is volatile, and people are living longer. So, even if you desire to continue just taking a percentage of your assets, most economist today agree that 4% is too high. The science and math of retirement income planning point to helping create a secure income stream as the most optimal solution. Most optimal does not mean the highest rate of return. Most optimal means it gives you the best possible chance of reaching your specific goals. There are three main investment vehicles that provide guaranteed income. These are Social Security, pensions, and an income annuity. Pensions are a great tool to help achieve this goal, but unfortunately fewer and fewer Americans have access to a pension plan today. Most corporations have switched from pensions to a defined contribution plan such as a 401K. If you don’t have access to a pension, then it is important to carefully research and make good decisions concerning Social Security. Historically, retirees were able to rely heavily on pensions and did not need as much of their own personal savings. This has changed. Retirees now will need to rely more on their personal savings. If you have a pension and social security but still see a shortfall in your needed retirement income, then an income annuity could be a tool used to fill this gap. An income annuity is a tool that it turns a lump sum of money into an income stream for a certain length of time or for the rest of your life. It is the only investment vehicle that provides mortality credits, which is protection against living longer than the average person. After helping create a secure income, then the next goal is asset protection. We will take a deep dive into asset protection in our next video. It may involve more than you think! Investing involves risk, including the potential loss of principal. Any references to protection benefits, safety, security, lifetime income, etc. generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. Annuities are intended for retirement or other long-term needs. Guarantees are backed by the financial strength of the issuing company. Income riders are generally optional and have an additional associated cost. The information and opinions in these videos are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Advisors Excel. They are given for informational purposes only and are not a solicitation to buy or sell the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice to meet the particular needs of an individual’s situation. Bradshaw & Weil Wealth Management, LLC is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Bradshaw & Weil Wealth Management are not affiliated companies. 01301102 05/22

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Retirement Planning

Is The Tax Freight Train Bearing Down on Your Retirement Plan? [Video]

Join us to learn practical retirement strategies for protecting your hard earned savings from the tax burden that’s looming over your IRAs and 401ks. In this video, I’m sharing the background of the U.S debt clock, and how that will affect Americans retirement savings. Many experts have suggested that the tax rate will double in future to handle the rising economic debt.If that’s true, we’re at one of the lowest tax rates we’ve seen and we need to act now to protect our investments from what could be the highest tax rates of our lifetimes. There are specific strategies that you can take advantage of to move your money into tax free accounts. Tune in to learn what they are!✅ Learn More: https://davidmcknight.com/➡️ FREE Video Series: https://powerofzero.com/marketing-program✔️ Listen to the Podcast – https://podcasts.apple.com/us/podcast/the-power-of-zero-show/id1441026169🔹 Connect With Us 🔹Twitter -@mcknightandcoInstagram: @davidcmcknight