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Retirement Planning

Solved CE Board Exam Problems in MATH: Derivative + Probability + Annuity [Video]

(1) DERIVATIVE OF A FUNCTIONFind the first derivative of y with respect to x of the following function, when x = 2: y = ln x^2 / sin 2x(2) PROPABILITY: POSITIVE = TRUE POSITIVE + FALSE POSITIVEA disease is known to affect 1 in 10,000 people. It can be fatal, but it is treatable if it is detected early. A screening test for the disease shows a positive result for 99% of the people with the disease. The test also shows positive for 2% of people who do not have the disease. Find the probability that somebody is healthy given that they have positive test result?(3) ANNUITYSituation. Five hundred pesos is deposited monthly to an account earning 7% compounded monthly. (i) What is the amount of the deposit after five years? (ii) If the monthly deposit after two years is increased to P1,000, what is the amount of the deposit after five years?(iii) Repeat Part 2 of this question if the interest rate is 18% compounded monthly.Part 1: https://youtu.be/8gYVmxZcPl0Part 2: https://youtu.be/cQhCytvIq7IPart 3: https://youtu.be/bdGEsSYK48QYou may take exams before watching this video: https://mathalino.com/node/18164

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Retirement Planning

Businesses to Start for Under 5k [Video]

Everything that you need right here for you! https://linktr.ee/MJKYoutubeThe Crypto IRA Page at Directed IRA: https://directedira.com/cryptocurrency/Businesses to Start for Under 5k | Main Street Business Podcast |Learn about 50+ businesses that you can start today! From dog walking to landscaping, we talk about all the ways you can make money and get your life started as an entrepreneur. Don’t think you have the capital to get the ball rolling? Perfect! These are all businesses you can start for close to nothing. Get started now!Check out my step-by-step workbook to get your business off the ground – 8 Steps to start and grow your businessSIDE HUSTLE Stand Out – To get Jarom Bergeson’s Halloween Children’s book click here: Why do Witches Wear Black?To learn more or listen to prior episodes, visit: https://mainstreetbusiness.com/Business Ideas coming soon:#Business #Smallbusiness #taxes #Markjkohler #KKOSLawyers #CRTI go LIVE almost every week…Don’t forget to Subscribe and Hit that bell icon so you get a notification every time I upload a new video or go LIVE SIGN UP for my weekly newsletter to download my FREE E-book “The 10 Best Tax-Saving Secrets Everyone Should Know” and schedule a FREE 15 Minute Interview with an Attorney or CPA from my team! Visit www.markjkohler.com/youtube If you need help structuring your business or setting up your S-corp to save the most on taxes and to ensure maximum asset protection, click here to schedule a FREE 15-minute interview: www.kkoslawyers.com/contact-usVisit markjkohler.com for all of Mark’s game-changing educational materials, take charge of your ship, and start SAVING thousands in taxes!If you liked the video, please give it a “Thumbs up!” and please subscribe to see more!Set up a self-directed retirement account at directedira.com and start saving today!Visit www.mainstreetbusiness.com to listen to Mark Kohler and Mat Sorensen break down complex Tax & Legal strategies in an easy-to-understand way every week!Follow me on Instagram, TikTok Facebook and Twitter @markjkohler

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Retirement Planning

Risk involved in Stock Market | Types of Risk | Systematic Risk Vs Unsystematic Risk|Risk Management [Video]

Risk is an indispensable part of the Investment journey. So managing risk is more important than focusing on returns. Today we are going to talk about the risks in the stock market and how to manage the risks while investing in various asset classes – Systematic Risk vs Unsystematic RiskIf you like our content then please make sure to like the video and also not forget to subscribe to our Youtube Channel.Follow us on Instagram – https://bit.ly/finfriend#riskmanagement #typesofrisk #systematicrisk #unsystematicrisk #finfriend

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Retirement Planning

Future Value of an Ordinary Annuity & Annuity Due. [Video]

In this session, explain the future value of money both ordinary annuity and annuity due.Are you a CPA candidate or accounting student? Check my website for additional resources such exam questions and notes:https://farhatlectures.com/Connect with me on LinkedIn:https://www.linkedin.com/in/professor…Instagram Account: @farhatlecturesFacebook: @accountinglectures Twitter: @farhatlectures Email: Mansour.farhat@gmail.com#CPAEXAMreview #CPAREVIEW #youcanlearnanything

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Retirement Planning

Finding Meaning and Making Money with H. Adam Holt on That Annuity Show [Video]

Today, we catch up with one of our first guests, H. Adam Holt, CEO of Asset-Map to discuss a wide variety of topics. He gives us a sneak peak of an algorithm his firm will release that will find the hidden gaps in your client’s retirement plans. We also talk about the commitment that Adam and his firm have made to supporting diversity and inclusion in the retirement advice platform ecosystem. We hope you enjoy the show. Links mentioned in the show:Adam’s company:https://www.asset-map.com/Adam and Derek’s podcast:https://rethinkfinancialadvisorpodcast.blubrry.net/2021/07/01/1-rethink-change-is-coming/About That Annuity Show – https://thatannuityshow.com/ We create audio and video content for professionals who share a passion for advancing the retirement industry. Approximately 80% of our audience are top advisors or independent agents who help consumers plan for retirement. Approximately 10% work at carriers in product management, distribution, and compliance. Industry influencers account for approximately 10%. We want to help every independent agent be successful in explaining the benefits of annuities. And there are many. They can protect retirement nest eggs from market downturns. They can generate predictable income in retirement. They can even offer several benefits in case of serious illnesses. However, the products can be very complicated. And discussing tough topics about retirement lifestyle can be tricky. At the same time, we work in a highly regulated industry. We frequently sell our products to seniors. And the laws seem to change all the time. How do we effectively build our practice and remain compliant with all rules? This information is provided by Nassau for educational purposes only. It is not individualized to address any specific financial objective and is not intended as investment, legal or financial advice. Any links or references to third-party information or websites is for informational purposes only. Nassau has no control over such third-party information or websites, is not responsible for their availability or accuracy, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from them. Your access to or use of such sites or resources is at your sole risk.

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Retirement Planning

What Is The Problem for Million Dollar IRA Owners? Part 2 [Video]

In this video, Jim Lange further discusses the main financial problem facing Million Dollar Plus IRA and Retirement Plan Owners in regards new taxes, including the SECURE Act. Go to https://paytaxeslater.com/webinars to register for Jim’s upcoming FREE retirement virtual events!For more information go to https://paytaxeslater.com/ and join our mailing list to get regular beneficial information to aid in your retirement.

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Retirement Planning

Lecture 12 Annuity Business Finance Faiza Komel [Video]

Annuity by Faiza KomelThe payment or receipt of an equal cash flow per period, for a specified number of periods.Or we can say a series of equal payments that are either paid to you or paid by you.Annuities can be cashflows paid such as monthly rental payments ,car payments or they can be money receives such as semi-annual coupon payments from bond , retirement funds etc Present value of an ordinary annuityPVAN = PMT/(1+i) + PMT/(1+i)2 + PMT/(1+i)3 + …. PMT/(1+i)nPresent value of an annuity due:PVAN = PMT/(1+i)1 + PMT/(1+i)2 + PMT/(1+i)3 + …. PMT/(1+i)nSinking Fund Problems: calculating the annuity payment that must be received or invested each year to produce a future value.Loan Amortization and Capital Recovery Problems: calculating the payments necessary to pay off, or amortize, a loan.

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Retirement Planning

Listener Questions: I have Roth Conversion Questions! [Video]

Roth conversions, HSAs, pension choices, risk management: these are the topics of today’s listener questions. Susan, Gina, IM, and Daniel all submitted their questions to me via RogerWhitney.com/AskRoger  and you can too! If you have any retirement questions, or even if you simply want to leave a comment about the show, click on the link to present your question. Whether you are looking to learn more about HSAs, Roth conversions, or evaluate your pension choices, listening to other listeners’ questions can help you learn how to frame your own questions and consider your options by always keeping your goals in mind.How to evaluate the best way to take a pension? Susan recently asked her financial advisor how she should take her pension and wasn’t satisfied with his answer. There are several options to choose from when deciding how to take a pension. One choice is to take the pension for a larger monthly sum for the duration of the pensioner’s life. Another option is to take a smaller amount over the course of the lives of both the pension holder and their spouse. A third option is to opt for a lump sum payment and forgo the monthly payments altogether.When making this decision there are a few ways to evaluate your choices. Create a what-if scenario to help you compare all the options. Then evaluate them next to your retirement plan of record. Listen in to hear how I perform this exercise with my clients. HSAs after age 65 HSAs are amazing tools that can help you reach your retirement goals. Gina’s question is about HSAs after age 65. She is still employed and plans to continue working for a few more years. She would like to continue to stay enrolled in her high deductible insurance plan so that she can continue to contribute to her HSA, but she isn’t sure how that would affect her Medicare choices. This is a great idea but navigating these waters is tricky since the rules surrounding Medicare are so complicated. Making a mistake could lead to a gap in coverage or even a lifetime penalty on parts B and D premiums. You’ll first want to check the rules surrounding your Medicare eligibility with your employee health insurance provider. Next, you should contact a Medicare navigator like Boomer Benefits . Should IM roll over her 401K to a Roth if she is worried about financial protections? IM writes in with a question about rolling over a 401K to a Roth IRA. She is worried about losing ERISA coverage when transitioning this money. ERISA stands for the Employee Retirement Security Income Act which was put in place to protect workers’ retirement plans. 401Ks are covered under this federal law; however, the protections for IRAs vary wildly from state to state. The first thing to do when considering this question is to check on the rules governing Roth IRA protections in your state. Next, you’ll want to evaluate your personal financial risk and how important this kind of coverage is to you. Make sure to scroll down to the bottom of the show notes to check out all the links to the resources mentioned in this episode.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS • [4:41] Which pension choice best suits Susan’s needs?• [13:40] A question about HSAs after age 65• [17:23] Do the risks associated with Roth IRAs outweigh the benefits?• [22:12] Daniel has a few Roth conversion questions• [30:22] Daniel has a few HSA questionsResources Mentioned In This Episode YouTube episode with Andy Panko on retirement tax bombs Boomer Benefits BOOK – Retirement Planning Guidebook  by Wade PfauInterview with Wade Pfau The Retirement and IRA Show NeuYear.net Rock Retirement Club Roger’s YouTube Channel – Roger That BOOK – Rock Retirement   by Roger WhitneyWork with Roger Roger’s Retirement Learning Center