Categories
Long-Term Care Planning

Annuities and Long Term Care | Episode 5 [Video]

Bryan Anderson, founder of Annuity Straight Talk, speaks with Ashok Ramji, a financial consultant with TOP Planning LLC, an independent asset protection and retirement income planning firm serving retirees and pre-retirees alike. In this episode, they delve into the topic of long-term care and how people can start planning for it.Ashok opens the show with a discussion on his article “Long-term IRA Planning for Long-term Care”. He and Bryan stress why the average consumer needs to plan for extended care even though it’s not a comfortable topic for a lot of people. They also talk about life insurance policies as a way to retain assets.Want to learn how annuities are involved in all of this? Ashok explains how an annuity can be used as a tool to fund premium payments for insurance, and Bryan talks about his newsletter “Long Term Care and Annuities”.  What You’ll Learn in This Episode:[02:48] The 6 activities for daily living and the 2 biggest payers of extended care[07:35] On traditional long-term care insurance[11:15] On guaranteed renewable contracts[13:43] On permanent cash value life insurance[18:38] Alternatives to doing insurance [20:23] Case study about a couple who used annuities in an efficient strategy to prepare for any type of emergency[23:32] 2 ways to use annuities according to Bryan[29:05] Statistics on who avails of long-term care[31:30] The “live, die, or quit” structure Key quotes:“Take control of what you can.” ~Bryan“We need to have some…compounding of benefits so that we’re maintaining our purchasing power.” ~Ashok“You can take death benefits while you’re still living to offset costs of long-term care.” ~Bryan“Annuity can serve two roles. It can either be on the funding side or the providing benefits side.” ~AshokCall Annuity Straight Talk at 800-438-5121 or schedule a call at AnnuityStraightTalk.com

Categories
Retirement Planning

Why People HATE Stan The Annuity Man [Video]

This topic is a good one! The bottom line is, I want to make sure that you make a good decision, an informed decision, and a factual decision if you are considering annuities. Let’s get down to the real facts of why people hate Stan the Annuity Man!Watch and Enjoy,Stan The Annuity Man Free Annuity Owner’s Manualshttps://www.stantheannuityman.com/how-do-annuities-work/Free Annuity Calculators and Live Rate Feedshttps://www.stantheannuityman.com/annuity-calculator/Book a Free 30-minute Call with Stan The Annuity Manhttps://www.stantheannuityman.com/book-a-call/Key Moments in this Episode ========================0:00 Intro & Summary1:05 Who I Am3:19 When I Decided to Become Stan the Annuity Man7:01 Don’t Be an Annuity Hypocrite!9:32 Don’t Fall For This!10:39 There Are No Mulligans in Retirement 11:45 Summary & Subscribe!Other Resources ALL THINGS ANNUITIEShttps://www.stantheannuityman.com/ LISTEN/WATCH FUN WITH ANNUITIES PODCASThttps://www.stantheannuityman.com/podcastJOIN THE ANNUITY LOVERS FACEBOOK GROUPhttps://www.facebook.com/groups/annuityloversclub/CONNECT WITH STAN  Call Stan The Annuity Man: 800-509-6473Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com Facebook: https://www.facebook.com/stantheannuityman/Twitter: https://twitter.com/StanAnnuityManTikTok: https://www.tiktok.com/@theannuitymanInstagram: https://www.instagram.com/theannuityman/#StanTheAnnuityMan #Annuity #TheAnnuityMan

Categories
Retirement Planning

Annuity News – Fact Checking Jane Bryant Quinn [Video]

In today’s video, I do a fact check on a recent article from Think Advisor. Jane Bryant Quinn was interviewed and made some statements about annuities that weren’t as accurate as I would like. As you all know, I’m brutally factual when it comes to annuities and I want to make sure the information gets out there. Watch and Enjoy!Stan The Annuity Man Link to ThinkAdvisor Article – https://www.thinkadvisor.com/2021/03/01/warrens-wealth-tax-plan-is-nuts-jane-bryant-quinn/Free Annuity Owner’s Manualshttps://www.stantheannuityman.com/how-do-annuities-work/Free Annuity Calculators and Live Rate Feedshttps://www.stantheannuityman.com/annuity-calculator/Book a Free 30-minute Call with Stan The Annuity Manhttps://www.stantheannuityman.com/book-a-call/Key Moments in this Episode ======================== 00:19 Today’s Topic Jane Bryant Quinn’s article2:00 What is the Sucker Factor6:24 Fiduciary is putting the client first above the advisor7:12 Spoiler Alert! This we need to discuss12:12 SummaryOther Resources ======================== ALL THINGS ANNUITIEShttps://www.stantheannuityman.com/ LISTEN/WATCH FUN WITH ANNUITIES PODCASThttps://www.stantheannuityman.com/podcastJOIN THE ANNUITY LOVERS FACEBOOK GROUPhttps://www.facebook.com/groups/annuityloversclub/CONNECT WITH STAN  Call Stan The Annuity Man: 800-509-6473Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com Facebook: https://www.facebook.com/stantheannuityman/Twitter: https://twitter.com/StanAnnuityManTikTok: https://www.tiktok.com/@theannuitymanInstagram: https://www.instagram.com/theannuityman/#StanTheAnnuityMan #Annuity #TheAnnuityMan

Categories
Retirement Planning

Fixed Annuity, Indexed Annuity & Variable Annuity PROS AND CONS [Video]

This Fixed Annuity, Indexed Annuity and Variable Annuity Pros & Cons video will dive into the pluses & minuses of the different types of annuities & which annuity investment might best suit your retirement planning needs.Annuity explained! To learn more about annuity basics (e.g. what is an annuity, who buys an annuity & the difference btw a retirement annuity vs ira) & annuity problems & solutions, check out our complete annuity playlist: https://youtube.com/playlist?list=PLsv_4H5rP97FD58emP6HEQCX_dIBRTaEgThe next two videos in the coming weeks will go through the difference between an immediate annuity vs. deferred annuity, how to structure an annuity payment & annuity riders, so don’t forget to subscribe for all things personal finance with Diamond NestEgg!0:00 Intro2:46 Fixed Annuity6:35 Indexed Annuity10:52 Variable Annuity#personalfinance #lifeinsurance #annuities__________***FREE FINANCIAL GOAL SETTING & BUDGETING TEMPLATE!https://www.diamondnestegg.com💰 BUDGETING BOSS COURSE WAITLIST: pay off debt, grow your nest egg & build generational wealth with us! 💰 https://bit.ly/3od7M9Q💰 INVESTING BOSS WAITLIST: basics on ETFs, index funds, real estate, crypto & more! 💰 https://bit.ly/3inqObq__________Best automated spreadsheet budgeting tool – 30-day free trial: https://bit.ly/34rXFoIBest zero-budgeting app – 34-day free trial: http://bit.ly/39ANvEN__________📖 Favorite Books 📖The Compound Effect: https://amzn.to/39unzuELearn how small changes made over time = major rewardsAtomic Habits: https://amzn.to/38LEVEdLearn how to build small habits that last over timeThe 7 Habits of Highly Effective People: https://amzn.to/3oMpSjhTip-top inspiration on personal changeThink & Grow Rich: https://amzn.to/3bFRmDpThe ultimate book on money, wealth & success mindsetRich Dad Poor Dad: https://amzn.to/2XGvGPp#1 in personal finance on Amazon__________❤ DISCLAIMERS ❤THE CONTENT IN THIS VIDEO IS ACCURATE AS OF THE POSTING DATE.DIAMOND NESTEGG IS A FINANCIAL LITERACY, EDUCATION & COACHING COMPANY & JENNIFER IS ALSO A LICENSED INSURANCE BROKER (COLLECTIVELY “WE”, “OUR”, “US”). WE ARE NOT A BANK, SECURITIES BROKER, LEGAL, TAX OR FINANCIAL ADVISOR. NEITHER WE, OUR WEBSITE, THIS YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE LEGAL, TAX OR REGULATED FINANCIAL ADVICE. ANY RECOMMENDATIONS, INFORMATION, CONTENT OR GUIDANCE MADE AVAILABLE PURSUANT TO THE SERVICE IS PROVIDED FOR EDUCATIONAL & INFORMATIONAL PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.WE DO NOT GUARANTEE THE RESULTS OF OUR SERVICE. YOU ACKNOWLEDGE & AGREE THAT YOUR USE OF OR RELIANCE ON OUR SERVICE IS SOLELY AT YOUR OWN RISK & YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED THEREWITH, AS ALLOWABLE TO THE EXTENT OF THE LAW. OUR SERVICE SHOULD NOT BE CONSTRUED AS A RECOMMENDATION OR OFFER TO SELL OR PURCHASE ANY PARTICULAR INVESTMENT. YOU ARE SOLELY RESPONSIBLE FOR USING YOUR OWN JUDGMENT TO ASSESS INFORMATION PROVIDED BY US IN CONNECTION WITH OUR SERVICE. WE EXPRESSLY DISCLAIM ANY GUARANTEE OF RESULTS OR OUTCOMES OF ANY OF THE RECOMMENDATIONS, INFORMATION, CONTENT OR GUIDANCE DIRECTLY OR INDIRECTLY RELATED TO THE USE OF OUR SERVICE.EVERYONE’S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE & ANY RECOMMENDATIONS, INFORMATION, CONTENT & GUIDANCE OBTAINED THROUGH THE SERVICE MAY NOT BE APPROPRIATE FOR YOUR FINANCIAL & INVESTMENT OBJECTIVES, RISK TOLERANCE & SITUATION. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. PLEASE NOTE THAT ALL INVESTING INVOLVES RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL. ACCORDINGLY, BEFORE MAKING ANY FINAL DECISIONS OR IMPLEMENTING ANY FINANCIAL STRATEGY, YOU SHOULD CONSIDER OBTAINING ADDITIONAL INFORMATION & ADVICE FROM YOUR ACCOUNTANT OR OTHER FINANCIAL ADVISERS WHO ARE FULLY AWARE OF YOUR INDIVIDUAL CIRCUMSTANCES.THIS DESCRIPTION CONTAINS SOME AFFILIATE LINKS. IF YOU PURCHASE A PRODUCT OR SERVICE W/THE AFFILIATE LINKS WE PROVIDE, WE MAY RECEIVE A SMALL COMMISSION. WE ARE ALSO PARTICIPANTS IN AMAZON SERVICES LLC ASSOCIATES PROGRAM, AN AFFILIATE PROGRAM DESIGNED TO PROVIDE A MEANS FOR SITES TO EARN ADVERTISING FEES BY ADVERTISING AND LINKING TO AMAZON.COM. THERE IS NO ADDITIONAL COST TO YOU! WE ARE HIGHLY SELECTIVE & ONLY PROMOTE PRODUCTS, PROGRAMS, PARTNERS &/OR SERVICES (THE “AFFILIATES”) THAT WE REGARD AS BEST IN CLASS. YOU ARE REQUIRED TO USE YOUR OWN JUDGMENT TO DETERMINE THAT ANY SUCH AFFILIATES ARE APPROPRIATE FOR YOU & YOUR FINANCIAL SITUATION. THANK YOU FOR BEING HERE & SUPPORTING OUR CHANNEL SO WE CAN CONTINUE TO PROVIDE FREE CONTENT EACH WEEK!https://youtu.be/l6gOY_80WWM

Categories
Retirement Planning

Marketing Minute | Annuity Awareness Month June 2021 [Video]

Visit our website at https://pfsinsurance.com/Contact us any time at 1-(800)-772-6881.—-Make sure to subscribe to our channel to stay on top of the latest in insurance information and marketing!—-Follow us on social media too!Facebook: https://www.facebook.com/pfsInsurance/Twitter: https://twitter.com/PFSInsuranceLinkedIn: https://www.linkedin.com/company/pfsi…—-Pinnacle Financial Services is a national FMO specializing in the Senior Market. We keep our agents up-to-date on the latest insurance technology and resources. To learn more about us, visit our website at https://pfsinsurance.com/about/.—-#insurance #annuity #annuities

Categories
Retirement Planning

Annuity Explained for Retirement | Do The PROS Outweigh The CONS [Video]

This video “Annuity Explained For Retirement | Do The Pros Outweigh The Cons” is the second in our annuity series. We recap annuity basics (e.g. what is an annuity, who buys an annuity & the difference btw a retirement annuity vs IRA) & dive deep into annuity advantages, annuity problems & solutions & if an annuity investment is good for retirement planning.The next three videos in the coming weeks will go through:- the types of annuities – fixed annuity vs. indexed annuity vs. variable annuity- the difference between an immediate annuity vs. deferred annuity- how to structure an annuity payment &- annuity riders0:00 Intro3:07 Advantage #14:23 Advantage #24:59 Advantage #37:31 Disadvantage #110:42 Disadvantage #2#annuity #personalfinance #lifeinsurance__________***FREE FINANCIAL GOAL SETTING & BUDGETING TEMPLATE!https://www.diamondnestegg.com💰 BUDGETING BOSS COURSE WAITLIST: pay off debt, grow your nest egg & build generational wealth with us! 💰 https://bit.ly/3od7M9Q💰 INVESTING BOSS WAITLIST: basics on ETFs, index funds, real estate, crypto & more! 💰 https://bit.ly/3inqObq__________Best automated spreadsheet budgeting tool – 30-day free trial: https://bit.ly/34rXFoIBest zero-budgeting app – 34-day free trial: http://bit.ly/39ANvEN__________📖 Favorite Books 📖The Compound Effect: https://amzn.to/39unzuELearn how small changes made over time = major rewardsAtomic Habits: https://amzn.to/38LEVEdLearn how to build small habits that last over timeThe 7 Habits of Highly Effective People: https://amzn.to/3oMpSjhTip-top inspiration on personal changeThink & Grow Rich: https://amzn.to/3bFRmDpThe ultimate book on money, wealth & success mindsetRich Dad Poor Dad: https://amzn.to/2XGvGPp#1 in personal finance on Amazon__________Say HELLO on social:LinkedIn: https://www.linkedin.com/company/diamondnesteggInstagram: https://instagram.com/diamondnesteggFacebook: https://www.facebook.com/diamondnesteggTiktok: https://tiktok.com/@diamondnesteggfinance❤ DISCLAIMERS ❤THE CONTENT IN THIS VIDEO IS ACCURATE AS OF THE POSTING DATE.DIAMOND NESTEGG IS A FINANCIAL LITERACY, EDUCATION & COACHING COMPANY & JENNIFER IS ALSO A LICENSED INSURANCE BROKER (COLLECTIVELY “WE”, “OUR”, “US”). WE ARE NOT A BANK, SECURITIES BROKER, LEGAL, TAX OR FINANCIAL ADVISOR. NEITHER WE, OUR WEBSITE, THIS YOUTUBE CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE LEGAL, TAX OR REGULATED FINANCIAL ADVICE. ANY RECOMMENDATIONS, INFORMATION, CONTENT OR GUIDANCE MADE AVAILABLE PURSUANT TO THE SERVICE IS PROVIDED FOR EDUCATIONAL & INFORMATIONAL PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.WE DO NOT GUARANTEE THE RESULTS OF OUR SERVICE. YOU ACKNOWLEDGE & AGREE THAT YOUR USE OF OR RELIANCE ON OUR SERVICE IS SOLELY AT YOUR OWN RISK & YOU ASSUME FULL RESPONSIBILITY FOR ALL RISK ASSOCIATED THEREWITH, AS ALLOWABLE TO THE EXTENT OF THE LAW. OUR SERVICE SHOULD NOT BE CONSTRUED AS A RECOMMENDATION OR OFFER TO SELL OR PURCHASE ANY PARTICULAR INVESTMENT. YOU ARE SOLELY RESPONSIBLE FOR USING YOUR OWN JUDGMENT TO ASSESS INFORMATION PROVIDED BY US IN CONNECTION WITH OUR SERVICE. WE EXPRESSLY DISCLAIM ANY GUARANTEE OF RESULTS OR OUTCOMES OF ANY OF THE RECOMMENDATIONS, INFORMATION, CONTENT OR GUIDANCE DIRECTLY OR INDIRECTLY RELATED TO THE USE OF OUR SERVICE.EVERYONE’S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE & ANY RECOMMENDATIONS, INFORMATION, CONTENT & GUIDANCE OBTAINED THROUGH THE SERVICE MAY NOT BE APPROPRIATE FOR YOUR FINANCIAL & INVESTMENT OBJECTIVES, RISK TOLERANCE & SITUATION. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. PLEASE NOTE THAT ALL INVESTING INVOLVES RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL. ACCORDINGLY, BEFORE MAKING ANY FINAL DECISIONS OR IMPLEMENTING ANY FINANCIAL STRATEGY, YOU SHOULD CONSIDER OBTAINING ADDITIONAL INFORMATION & ADVICE FROM YOUR ACCOUNTANT OR OTHER FINANCIAL ADVISERS WHO ARE FULLY AWARE OF YOUR INDIVIDUAL CIRCUMSTANCES.THIS DESCRIPTION CONTAINS SOME AFFILIATE LINKS. IF YOU PURCHASE A PRODUCT OR SERVICE W/THE AFFILIATE LINKS WE PROVIDE, WE MAY RECEIVE A SMALL COMMISSION. WE ARE ALSO PARTICIPANTS IN AMAZON SERVICES LLC ASSOCIATES PROGRAM, AN AFFILIATE PROGRAM DESIGNED TO PROVIDE A MEANS FOR SITES TO EARN ADVERTISING FEES BY ADVERTISING AND LINKING TO AMAZON.COM. THERE IS NO ADDITIONAL COST TO YOU! WE ARE HIGHLY SELECTIVE & ONLY PROMOTE PRODUCTS, PROGRAMS, PARTNERS &/OR SERVICES (THE “AFFILIATES”) THAT WE REGARD AS BEST IN CLASS. YOU ARE REQUIRED TO USE YOUR OWN JUDGMENT TO DETERMINE THAT ANY SUCH AFFILIATES ARE APPROPRIATE FOR YOU & YOUR FINANCIAL SITUATION. THANK YOU FOR BEING HERE & SUPPORTING OUR CHANNEL SO WE CAN CONTINUE TO PROVIDE FREE CONTENT EACH WEEK!https://youtu.be/pAjFKP9y6A4

Categories
Retirement Planning

Nassau Growth Annuity [Video]

Nassau Growth Annuity is a single premium accumulation-focused fixed indexed annuity with guaranteed lifetime withdrawal benefit options. It offers options to help contract holders accumulate money by leveraging several indexed accounts which earn interest based on the positive performance of one of two indices, all while protecting the growth from taxes and market losses. Nassau Growth Annuity can help individuals build on their contract growth for their future income needs when the Amplified Income or Amplified Income Plus rider is added, for an additional fee by leveraging its features to potentially boost their income payments.Nassau Growth Annuity helps:- Capture the positive performance of a market index to accumulate retirement savings through indexed accounts- Guard against market losses with principal protection- Grow and secure future guaranteed lifetime income with an optional rider- Ensure needed liquidity with flexible access to your money*Learn more at https://nfg.com/growth-an-fia.html

Categories
Retirement Planning

Nassau Fixed Indexed Annuities [Video]

We offer a wide array of annuity options that can help you secure a safe retirement. Our annuities have the flexibility to provide predictable income, protection for your family and help pay for some of your rising health care costs.Learn more at https://nfg.com/retirement-income-products-including-fias-and-mygas.html