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New Parents

SILAC introduces the Vega Series! [Video]

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SILAC introduces the Vega Series!

Are your clients uncertain what they need in retirement? What if they could have accumulation, potential income, and an enhanced death benefit all in one product for no cost? Sound too good to be true?

Join Molly McEwin and Tim Swoboda with SILAC as they introduce their new FIA series.

This product line:
• Is laser-focused on benefit accumulation
• Offers multiple lifetime withdrawal benefits
• Offers a first-of-its-kind withdrawal benefit
• Has an enhanced wealth transfer benefit

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New Parents

Dying Light 2 - Last Will Side Quest - Find Leon’s Wife - Gameplay Walkthrough Part 19 [Video]

Dying Light 2 - Last Will Side Quest - Find Leon’s Wife - Gameplay Walkthrough Part 19Side Mission Quest Objective:Last WillFind Leon’s WifeThis Video of Dying Light 2 is played on PS5#DyingLight2#DyingLight2StayHuman#TechlandCheck out the entire playlist of Dying Light 2 at:https://www.youtube.com/playlist?list=PLYbicgZ5oD3vaguf3GLaxs1LuqepjCLELSubscribe: http://youtube.com/trophygamers?sub_confirmation=1Unboxing Video's: https://www.youtube.com/channel/UCqDXjvzG6moGPIGrz8zwXZw/Instagram: http://www.instagram.com/trophygamersTwitter: https://twitter.com/trophygamers

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New Parents

👉The life stage benefit in Term Life Insurance [Video]

👉The life stage benefit was introduced because the initial coverage of your term plan cannot cover all your life stages.👉The life stage benefit option adds flexibility to your life insurance plan to accommodate your growing needs. 👉This unique feature enables your insurance coverage to adapt to your life goals by increasing the sum assured at crucial stages of your life. 👉Besides, this benefit does not require you to bear extra costs or a high premium.To save yourself from the hassle of purchasing new policies at each critical stage, you can opt for the life stage benefit option in your term insurance. 🙏🏼

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New Parents

What Qualifies You For a VA Loan [Video]

Are you a military member or veteran looking to buy a home? If so, there is a special mortgage loan known as a VA loan. These loans offer competitively low interest rates, don’t require a down payment, and have low closing costs. Keep reading to learn about what qualifies you for a VA loan.What Qualifies You for a VA LoanUnlike most mortgage loans, VA loans are backed by the U.S. Department of Veterans Affairs (VA). VA loans are specially designed to benefit active duty and veteran military members. To be eligible for a VA loan, you must meet one of these criteria:- You are on active duty or have served for 90 continuous days- You are a veteran who meets length-of-service requirements- You completed 90 days of active-duty service or six creditable years in the National Guard or Selected Reserve- You are a surviving spouse who remarried after December 16, 2003, or the age of 57-You are the spouse of a military member, veteran, prisoner of war, or person missing in action Even if you don’t meet the length-of-service requirements, you may still qualify for a VA loan. The best way to determine your eligibility for a VA loan is to contact the VA.How to Apply for a VA LoanApplying for a VA loan is as simple as finding a lender that offers this type of loan. Most lenders, including credit unions, traditional banks, and online banks, offer VA loans.The process is much like applying for any other type of mortgage. You’ll fill out an application and provide information about your employment, income, assets, and other financial records.VA Loan Qualifications: Credit, Debt, and IncomeAs with any other mortgage application, your lender will analyze your credit, debt, and income to determine if you qualify for a VA loan. These factors will also determine the interest rate you receive.Credit RequirementsThe VA doesn’t have a minimum credit score for military members and veterans to be eligible for a VA loan. However, VA mortgage lenders can set their own standards for a minimum FICO score.Debt-to-Income (DTI) RatioThe maximum debt-to-income ratio for a VA mortgage is 41%. However, if you have a higher DTI ratio, you may still be approved if you have sufficient “residual income.” This is the money that’s left after the mortgage payment to pay for basic living expenses.VA Loan Down Payment RequirementsMost VA loans don’t have a minimum down payment. However, if the home’s purchase price is higher than the appraised value, you’ll have to make up some of the difference with your down payment to lower the loan-to-value ratio.VA Loan Property RequirementsThe house you buy must meet the VA’s minimum property requirements. This means that the home must be structurally sound, safe, and sanitary. To ensure a property meets VA loan requirements, your lender will hire a VA-approved home appraiser. They will ensure the home meets minimum property requirements while also estimating the home’s market value.Eligibility for Other VA Loans and GrantsAside from VA mortgage loans, the VA also offers housing grants for service members, veterans, and members with service-related disabilities. The VA also offers home loans for Native Americans.Disability GrantsDisability housing grants can be used to buy or modify a home to meet a service member or veteran’s specific needs.To be eligible for any of these grants, you must have a qualifying service-related disability. You can apply for these grants on the VA website or by downloading VA Form 26-4555. Once completed, send it to your nearest regional VA loan center.Native American Direct LoanThe Native American Direct Loan is available to help Native Americans buy, build, improve, or refinance homes. To be eligible, homes must be located on federal trust land. The loan is for members of specific Native American tribes and their spouses. -To learn more about VA loans, read our full article here: https://wealthymillionaire.com/article/investing/bonds/make-money-stocks-bonds/For more personal finance advice, visit https://wealthymillionaire.comWho are we?Wealthy Millionaire is a free learning resource for everything financial. We provide you with the resources you need to get the most out of your investments, loans, insurance, credit cards, and more.When it comes to personal finance, Wealthy Millionaire will help you reach your goals.We give you a complete view of the best financial products and strategies. We want you to be informed and prepared to find the best deals and make optimal financial decisions. Disclaimer: This video is for educational purposes only and serves to share an opinion, with no guarantee of gains or losses on investments. WealthyMillionaire is not a financial adviser. Investing is risky, and your investments are your responsibility alone. Always consult with a professional financial advisor before implementing any of the strategies shared in this video.