Retirement Planning

Should We Do a Roth Conversion? – Your Money, Your Wealth® podcast 339 [Video]

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Should We Do a Roth Conversion? – Your Money, Your Wealth® podcast 339

Today on Your Money, Your Wealth® podcast 339 with Joe Anderson, CFP® and Big Al Clopine, CPA, moving money from tax-deferred retirement accounts to accounts with lifetime tax-free investment growth: should you do Roth IRA conversions? Should we do Roth conversions before we get married? Should we do a 403(b) to Roth conversion? When and how much should we convert to Roth if we want to keep our ACA subsidy? Should we do Roth conversions with more aggressive funds first? If we use our cash to pay the tax on Roth conversions, will we run out of money for our early retirement? And to cap it off, something completely different: can you sell without selling your house? What do the fellas think of Ric Edelman’s answer to the question, “should you pay off your mortgage?” Podcast survey, transcript, free financial resources, Ask Joe & Big Al On Air:

00:00 – Intro & YMYW podcast survey:
01:24 – Should We Do Roth IRA Conversions? (Dom, Columbus, OH)
07:35 – Should We Convert from 403(b) to Roth to the Top of the 12% Bracket? (Chris, Ft. Lauderdale, FL)
09:48 – Should We Do Roth Conversions Before Marriage? (Steve)
13:32 – Free Financial Assessment – schedule now:
14:25 – When Should We Convert to Roth? We Want to Keep Our ACA Subsidy (Dave, Iowa)
23:55 – Should More Aggressive Funds Be Converted to Roth First? (Craig, Seattle)
32:43 – Ultimate Guide to Roth IRAs – download for free:
33:25 – Will We Run Out of Cash for Early Retirement If We Pay Roth Conversion Taxes? (Gloria Not My Real Name, San Antonio, TX) 
41:15 – Sell Without Selling? Thoughts on Ric Edelman’s Answer to “Should You Pay Off Your Mortgage?” (April, Tinley Park, IL)
Ask Joe & Big Al On Air:

Schedule a free assessment with any one of our CFP® professionals, either online or at one of our financial planning offices:

Subscribe for the next episode of the Your Money, Your Wealth® TV show:

Subscribe to the YourMoney, Your Wealth® podcast:

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AIF® – Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.

Retirement Planning

Biden's Plan to STEAL Your Retirement Money... [Video]

Biden Wants Your Retirement Account. The recent proposal by the Biden Administration, the "Build Back Better Plan" is looking to fund college, child tax credits, and Medicare for all......but at the expense of your retirement accounts. In this video, I break down the the build back better plan and how Biden plans on using your retirement plan to fund it! But at the end of the video, I show you what you can invest in to avoid all of this mess! My Sources: 1. 2. 0:00 Intro 0:39 Biden going after your retirement account 1:24 Peter Theil Roth IRA example 1:50 Quick rundown of what a Roth IRA is 3:16 Why the Government wants your Roth IRA 3:53 What is Biden up to? 4:03 1st thing Biden is after with your retirement account 4:49 2nd thing Biden is after with your retirement account 5:15 What is a self-directed IRA? 6:53 3rd thing Biden is after with your retirement account 8:50 It gets worse..... 9:55 A lot worse...... 10:44 this sounds a lot like something we talked about 11:02 an idea how to work around this... Thanks for Subscribing & Liking our Video! Get Our 1:1 Real Estate Investing Coaching and Mentoring: FREE 7 Day Trial To PropStream Real Estate Investing Software: Pay Off Your Mortgage In 5-7 Years (On Average): Get Our FREE Book "Break Free From Your Mortgage" Get Our FREE Book "0 To 75 Units in 1 Year" JOIN OUR FREE FACEBOOK GROUP FOR LANDLORDS: Are you a Business Owner? Start Accepting Credit Card Payments with Lower Fees: ======================== ---DISCLAIMER--- The suggestions, advice, and/or opinions that are given by Sam Kwak and Daniel Kwak (The Kwak Brothers) are simply opinions. There are no guarantees of set outcomes. Listeners, guests, and attendees are advised to always consult with attorneys, accountants, and other licensed professionals when doing a real estate investment transaction. Listeners, guests, and attendees are to hold The Kwak Brothers and its brand harmless from any liabilities and claims. Not all deals will guarantee any profit or benefits. Listeners, guests, and attendees are to view and listen to all materials and contents furnished by the Kwak Brothers as a perspective based upon experience.

Retirement Planning

3 Important Things About Social Security Early Retirement [Video]

Social Security early retirement serves as a vital source of income. The dilemma is the same with everyone: the earlier you take it, the less you will receive; but you don’t want to wait too long. When you should access Social Security depends on your unique circumstances.The information below will give you an idea of if you should seek Social Security early retirement. Keep reading for some advice on what is the best course of action for you and your family.Read the full recap here: Security Planning: Us: https://intelliplanfinancial.comIntelliplan Financial is a financial advisor and certified fiduciary in Columbus Ohio. We help people maximize their retirement income, or adjust their income later in life to received the most benefits available. Contact us in order to receive a free evaluation of your current outlook and discover ways to increase your retirement dividend.

Retirement Planning

Guarantees are a must in your retirement years for peace of mind. Let's talk about one way to get those guarantees. Watch and Enjoy! Eddie Gartner GET YOUR FREE GAME PLAN ACCESS TO OUR FREE FINANCIAL FREEDOM ROAD MAP YOUR FREE CASH FLOW ANALYSIS GUIDE AND LICENSETitle - From AshesArtist - PALA License - https://www.soundstripe.comVIDEO PRODUCED BYMotormind Marketing AllianceVideomarketingalliance.comYour Best Allies in“EPIC Financial Strategies” is a trade name referring to EPIC Insurance Services, LLC. All references to “EPIC” contained in this video pertain to EPIC Insurance Services, LLC. Robert Gill is not in the business of providing investment advice and specifically disclaims any liability, loss or risk incurred as a consequence, either directly or indirectly, through the use of any of the information contained in this video. Also, Robert Gill, in his appearance on various social media platforms, does NOT provide ANY legal, accounting, securities, investment or tax advice, and the opinions he shares are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Robert Gill does not endorse ANY specific investments, financial advisors or securities brokerage firms. Robert Gill is not a securities-licensed professional, financial planner or investment advisor.The views and opinions of any guests who may appear in the videos on this channel, regardless of whether they hold any securities, advisory or insurance license, are shared for informational and educational purposes only. And whether they originate with Robert Gill or any guest, the views and opinions of persons appearing in these videos should not be considered investment, financial, legal or tax advice. Before making any investment or other significant financial decision, viewers should consult with qualified and licensed professionals, who will assess the appropriateness of the decision in light of each individual’s specific goals, experiences and financial status.It is possible that certain material facts, including but not limited to legal conditions directly affecting the functions of products discussed herein, may have changed in the time since this video was filmed. Viewers should not assume that such conditions have remained the same in the ensuing period.

Retirement Planning

In this session Annuity from Plant Design & Economics is covered by Shailendra Kumar 👉🏼 Shailendra’s Unacademy Profile Link: Start Date: 30th June 2021Lakshya for GATE & ESE 2022 (Mechanical) - Batch C: for GATE & ESE 2023 (Mechanical) - Batch C: for GATE & ESE 2022 (Civil) - Batch C: for GATE & ESE 2023 (Civil) - Batch C: for GATE & ESE 2022 (Electrical) - Batch B: for GATE & ESE 2023 (Electrical) - Batch B: for GATE & ESE 2022 (ECE) - Batch B: for GATE & ESE 2023 (ECE) - Batch B:🙏 Welcome to Unacademy Planet Gate Channel, your one-stop solution for all GATE Exams 💯India’s Top Educators will be teaching you daily on this channel. We will cover the entire syllabus, strategy, updates, and notifications which will help you to crack the GATE exams 🎯During the live session, our Educators will be sharing a lot of Tips and Tricks to crack the exam. GATE aspirants who are preparing for their Exams will be benefited from this channel. Unacademy platform has the Best Educators from all over the country, who take live classes every day ✔️Shailendra and other Top Educators take classes on Unacademy App.Use Special Code “SKS50” to get 10% off on your Unacademy Subscription 😍👉🏼 Subscribe today:👉🏼 Special Class Link:🏆 Unacademy Combat Link:📝 Playlist Link: Subscribe and be a part of the community for more such lessons here: Shailendra’s sir telegram link - CE/CH: ME: EE/ECE:👉🏼 Subscribe to our channel:✏️ Unacademy Studios Feedback Form: Bounty Program Submission Form: the Unacademy Learning App here: 👉🏼 Android:👉🏼 iOS: Subscription Benefits: 1. Learn from your favourite Educator2. Dedicated DOUBT sessions 3. One Subscription, Unlimited Access 4. Real time interaction with Educators 5. You can ask doubts in live class 6. Limited students 7. Download the videos & watch offlineGet the GATE & ESE Iconic Advantage: 1. Personal Coach 2. Study Planner & Bi-weekly Reviews 3. Dedicated Doubt Clearing Space 4. Personalized Test Analysis 5. Study Booster Sessions 6. Preparatory Study Material 7. All the Unacademy Subscription Benefits#Shailendra_kumar #Economics #Plant_Design