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Mutual Life Insurance Companies vs Stock Life Insurance Companies [Video]

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Mutual Life Insurance Companies vs Stock Life Insurance Companies

In this webinar, we will discuss the pros and cons of mutual life insurance companies versus stocks life insurance companies, as well as list our current top 10 best mutual life insurance companies. See https://www.insuranceandestates.com/mutual-insurance-company-vs-stock-insurance-company/

Mutual Companies offer dividend paying whole life insurance, a/k/a participating life insurance. See https://www.insuranceandestates.com/participating-life-insurance/

Mutual life insurance companies, a/k/a “Mutuals,” have no shareholders. Instead, the policy owners are members of the corporation controlling the insurer, which grants them membership rights. Mutual insurance companies conduct business seeking to maximize the value for policy owners.

Stock life insurance companies are beholden to shareholders, like any other corporation, and must seek to maximize shareholder value, even if that comes at the policy owner’s expense.

The Rights of a Mutual Company Policyholder Include:
-Contractual Benefits
-Participation in Corporate Governance
-Receipt of Any Outstanding Value if Liquidation or Demutualization
-Operate in the Best Interest of Policyholders
-Ability to Launch Legal Action Against Directors and Officers if there is a Violation of Fiduciary Duties
-Profits Earned Kept in Company or Distributed to Policyholders

Our current top 10 Mutual Life Insurance Companies and its associated A.M. Best Rating in alphabetical order.

American United Life A+
Guardian Life A++
Lafayette Life A+
MassMutual A++
Minnesota Life A+
Mutual of Omaha A+
New York Life A++
Northwestern Mutual A++
Ohio National A+
Penn Mutual A+

For more, see https://www.insuranceandestates.com/mutual-life-insurance/

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Business Owners

In this webinar, we will discuss the pros and cons of mutual life insurance companies versus stocks life insurance companies, as well as list our current top 10 best mutual life insurance companies. See https://www.insuranceandestates.com/mutual-insurance-company-vs-stock-insurance-company/Mutual Companies offer dividend paying whole life insurance, a/k/a participating life insurance. See https://www.insuranceandestates.com/participating-life-insurance/Mutual life insurance companies, a/k/a "Mutuals," have no shareholders. Instead, the policy owners are members of the corporation controlling the insurer, which grants them membership rights. Mutual insurance companies conduct business seeking to maximize the value for policy owners. Stock life insurance companies are beholden to shareholders, like any other corporation, and must seek to maximize shareholder value, even if that comes at the policy owner's expense. The Rights of a Mutual Company Policyholder Include:-Contractual Benefits-Participation in Corporate Governance-Receipt of Any Outstanding Value if Liquidation or Demutualization-Operate in the Best Interest of Policyholders-Ability to Launch Legal Action Against Directors and Officers if there is a Violation of Fiduciary Duties-Profits Earned Kept in Company or Distributed to PolicyholdersOur current top 10 Mutual Life Insurance Companies and its associated A.M. Best Rating in alphabetical order. American United Life A+Guardian Life A++Lafayette Life A+MassMutual A++Minnesota Life A+Mutual of Omaha A+New York Life A++Northwestern Mutual A++Ohio National A+Penn Mutual A+For more, see https://www.insuranceandestates.com/mutual-life-insurance/

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Business Owners

Succession Planning: Developing the Next Generation [Video]

Succession planning shows your employees you care and are committed to being around for the long haul. In addition, the business provides for many families, so engaging in long-term planning and communicating strategic plans is talent recruitment and retention tool. Employees have certainty about their income's future and a pathway to grow as the business grows. Joe shares that he can see it in his managers and how they communicate and motivate their teams. He has customers calling, complimenting his kids and the managers, and doesn't have much to do with it.About The Rawls Group: Business Succession PlannersBusiness ownership by nature is risky; succession planning, however, creates strategies and structure to put you in control. In an ever world of change – business value, growth, and sustainability all depend upon the freedom of choice when the opportunity arises. The right amount of capital, right people to lead, and the best business strategies to take action. Flexibility is a luxury. We are ready to go on this journey with you. Give us a call, and in 30 minutes, we will help you find clarity on your next steps. 407.578.4455. https://seekingsuccession.com/ #successionplanning, #cardealership , #familybusiness

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Business Owners

Michigan Employee Retention Credit - ERC Stimulus Package - Federal Employee Retention Credit [Video]

👉 https://videopizzazz.com/FreeAnalysis 👈 - Michigan Employee Retention Credit - ERC Stimulus Package - ERC Tax Credit - Federal Employee Retention Credit Program Hey, Business Owners in Michigan;Have you claimed your ERC Stimulus?Bottom Line Concepts, assists clients with various forms of financial relief, particularly, the Employee Retention Credit Program.ERC is a stimulus program designed to help those businesses that were able to retain their employees during the COVID pandemic.Established by the CARES Act, it is a refundable tax credit.A grant, not a loan that you can claim for your business.The ERC is available to both small and mid sized businesses.It is based on qualified wages and healthcare paid to employees.The ERC underwent several changes and has many technical details, including how to determine qualified wages, which employees are eligible, and more.Your business specific case might require more intensive review and analysis.The program is complex and might leave you with many unanswered questions.We are a no risk contingency based cost saving company. We will review your claim free of charge.We can help make sense of it all.Our dedicated experts will guide you and outline the steps you need to take so you can maximize the claim for your business.Our services include:Thorough evaluation regarding your eligibility.Comprehensive analysis of your claim.Guidance on the claiming process and documentation.Specific program expertise that a regular CPA or payroll processor might not be well versed in.Fast and smooth end to end process, from eligibility to claiming and receiving refunds.We have dedicated specialists that will interpret highly complex program rules and will be available to answer your questions, for example:How does the PPP loan factor into the ERC?What are the differences between the 2020 and 2021 programs and how does it apply to your business?What are the aggregation rules for larger, multi state employers and how do I interpret multiple states executive orders?How do part time, Union and tipped employees affect amount of my refunds?We determine whether your business qualifies for the ERC.We analyze your claim and compute the maximum amount you can receive.Our team guides you through the claiming process, from beginning to end.Click the link in the description below to get started.👉 👉 https://videopizzazz.com/FreeAnalysis 👈 👈#MichiganEmployeeRetentionCredit#ERCStimulusPackage#ERCTaxCredit#FederalEmployeeRetentionCreditProgram#ERCStimulus#irsercstimulus#erctaxcredit2023#erctaxcredit2022#erctaxcredit2021#erctaxcredit2020#ercstandard#stimulusbillupdatetoday#erccredit2021#updatestimuluscheck#aboutstimuluschecks#ercstandards#ercfunds#ercprogram#whatiserccredit#ercemployeeretentioncredit#ercfinance#erccompany#ercgrants#ercfunding#erctax#whatisstimuluscheck#whatisstimulus#ercrefundstatus#employeeretentioncredit#employeeretentioncredit2023#employeeretentioncredit2022#employeeretentioncredit2021#employeeretentioncreditirs#irsemployeeretentioncreditfaq#employeeretentioncreditdeadline2022#erccredit2023eligibility#erccredit2022eligibility#erccredit2021eligibility#ercstimulus#ercstimulusfunds#ercinnewstimulusbill#ercinnewstimuluspackage#ercexplained#whatqualifiesforerc#whatisercirs#whatisaerc#EmployeeRetentionCreditProgram#employeeretentioncredit2023#employeeretentioncredit2022#employeeretentioncrediteligibility#employeeretentioncreditirs#caresactemployeeretentioncredit#howtocalculateemployeeretentioncredit#employeeretentioncreditapplication#employeeretentioncreditfaq#employeeretentioncreditselfemployed#employeeretentioncreditprogramcaresact#employeeretentioncreditprogram2023#employeeretentioncreditprogram2022#sbaemployeeretentioncreditprogram#rbcemployeeretentioncreditprogram#paycheckprotectionprogramandemployeeretentioncredit#employeeretentioncreditvspaycheckprotectionprogram#employeeretentioncreditpayrollprotectionprogram#employeeretentioncreditandthepaycheckprotectionprogramloan#isemployeeretentioncreditthesameaspaycheckprotectionprogram