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Retirement Planning

Lower Healthcare Premiums by $1,000+ per month with Roth Conversions? – Affordable Care Act Planning [Video]

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Lower Healthcare Premiums by $1,000+ per month with Roth Conversions? – Affordable Care Act Planning

Health insurance in retirement is a common concern for many retirees. Especially those retiring before they qualify for Medicare.

Retiring before 65 gives you three options for health insurance:

1. Continuation from a previous employer (typically quite expensive)
2. Health Sharing Programs (some restrictions apply)
3. Affordable Care Act Insurance (can be affordable or expensive depending on variables)

ACA insurance is a great option for many retirees. At first look, however, this insurance can look expensive for those wanting to live on a reasonable income.

It is not uncommon to see initial premium estimates over $1,500 per month!

Yet, some retirees pay less than $500 per month in health insurance through the same program…

What’s the difference? The second group of retirees knows how to earn an Affordable Care Act Subsidy.

It’s a myth that you have to live off beans and rice in order to earn this subsidy. In fact, your income is uncapped if you know how to beat the healthcare system.

In this video, we teach you how to earn a subsidy and how to use Roth Conversions in order to create a tax-free base to withdraw from and earn a subsidy.

In this video we discuss:

✅ How to earn a healthcare subsidy when on Affordable Care Act health insurance

✅ An overview of the American Rescue Plan Act of 2021 and what it means for healthcare over the next two years

✅ How to avoid the Healthcare Subsidy Cliff with Roth Conversions

✅ How to earn an insurance subsidy with Roth Conversions

✅ and more…

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Always remember, “You Don’t Need More Money; You Need a Better Plan”

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Safeguard Wealth Management is a Registered Investment Advisor in the State of WI. Safeguard Wealth Management is not an insurance provider. All content on Youtube is for informational purposes only and should not be taken as personal advice for your situation. You can read more disclosures at https://www.safeguardinvest.com/fiduciary

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Retirement Planning

Biden's Plan to STEAL Your Retirement Money... [Video]

Biden Wants Your Retirement Account. The recent proposal by the Biden Administration, the "Build Back Better Plan" is looking to fund college, child tax credits, and Medicare for all......but at the expense of your retirement accounts. In this video, I break down the the build back better plan and how Biden plans on using your retirement plan to fund it! But at the end of the video, I show you what you can invest in to avoid all of this mess! My Sources: 1. https://www.handsoffmyira.com/?r_done=1 2. https://www.forbes.com/sites/bobcarlson/2021/04/19/congress-isnt-finished-coming-after-your-retirement-money-and-estate/?sh=f586a1489a8d 0:00 Intro 0:39 Biden going after your retirement account 1:24 Peter Theil Roth IRA example 1:50 Quick rundown of what a Roth IRA is 3:16 Why the Government wants your Roth IRA 3:53 What is Biden up to? 4:03 1st thing Biden is after with your retirement account 4:49 2nd thing Biden is after with your retirement account 5:15 What is a self-directed IRA? 6:53 3rd thing Biden is after with your retirement account 8:50 It gets worse..... 9:55 A lot worse...... 10:44 this sounds a lot like something we talked about 11:02 an idea how to work around this... Thanks for Subscribing & Liking our Video! Get Our 1:1 Real Estate Investing Coaching and Mentoring: https://thekwakbrothers.com/rcm-coaching-details/ FREE 7 Day Trial To PropStream Real Estate Investing Software: http://reisoftware.thekwakbrothers.com Pay Off Your Mortgage In 5-7 Years (On Average): https://www.youtube.com/watch?v=eGVn9iq1e6c Get Our FREE Book "Break Free From Your Mortgage" https://acceleratedbanking.com/book Get Our FREE Book "0 To 75 Units in 1 Year" https://0to75units.com JOIN OUR FREE FACEBOOK GROUP FOR LANDLORDS: https://www.facebook.com/groups/bestreigroup Are you a Business Owner? Start Accepting Credit Card Payments with Lower Fees: http://emap.easypaydirect.com/go/signup/vf8d3N ======================== ---DISCLAIMER--- The suggestions, advice, and/or opinions that are given by Sam Kwak and Daniel Kwak (The Kwak Brothers) are simply opinions. There are no guarantees of set outcomes. Listeners, guests, and attendees are advised to always consult with attorneys, accountants, and other licensed professionals when doing a real estate investment transaction. Listeners, guests, and attendees are to hold The Kwak Brothers and its brand harmless from any liabilities and claims. Not all deals will guarantee any profit or benefits. Listeners, guests, and attendees are to view and listen to all materials and contents furnished by the Kwak Brothers as a perspective based upon experience.

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Retirement Planning

MAJOR Credit Score Changes | Say Goodbye to FICO Scores [Video]

MAJOR Credit Score Changes | Say Goodbye to FICO Scores. For many years, the FICO score has been the dominating factor when it comes to banks lending. But recently, banks are starting to look at alternative ways of how they qualify people for lending, pretty much eradicating the use of the FICO score. With the lenders moving away from the FICO score, they will be relying on their own data to mitigate risk to borrowers and have their own perquisites before lending. So in this video we take a look at what could potentially happen and also dig into some nefarious stuff that one bank in particular is making things look into social credit....0:00 Intro0:40 What is the FICO score?1:50 What was FICO used so much previously?3:35 What are banks looking at if not your FICO score?4:08 How this will effect the housing market5:40 Social Credit?!7:42 Final thoughts😃 Thanks for Subscribing & Liking our Video!📧 Get Our 1:1 Real Estate Investing Coaching and Mentoring: https://thekwakbrothers.com/rcm-coaching-details/⌨️ FREE 7 Day Trial To PropStream Real Estate Investing Software:http://reisoftware.thekwakbrothers.com📊 Pay Off Your Mortgage In 5-7 Years (On Average):https://www.youtube.com/watch?v=eGVn9iq1e6c📊 Get Our FREE Book "Break Free From Your Mortgage"https://acceleratedbanking.com/book💻 JOIN OUR FREE FACEBOOK GROUP FOR LANDLORDS:https://www.facebook.com/groups/bestreigroup💳 Are you a Business Owner? Start Accepting Credit Card Payments with Lower Fees:http://emap.easypaydirect.com/go/signup/vf8d3N🔊 Our Podcast:🔹Spotify: https://open.spotify.com/show/7pnHJSNl7vPVFzq69IzC6B🔹iTunes: https://podcasts.apple.com/us/podcast/first-deal-experience/id1282240923📧 Hire the Kwak Brothers to Speak: info@thekwakbrothers.com#realestateinvesting #thekwakbrothers #realestate========================---DISCLAIMER--- The suggestions, advice, and/or opinions that are given by Sam Kwak (The Kwak Brothers) are simply opinions. There are no guarantees of set outcomes. Listeners, guests, and attendees are advised to always consult with attorneys, accountants, and other licensed professionals when doing a real estate investment transaction. Listeners, guests, and attendees are to hold Sam Kwak, Novo Elite, Inc. and the Kwak Brothers brand harmless from any liabilities and claims. Not all deals will guarantee any profit or benefits. Listeners, guests, and attendees are to view and listen to all materials and contents furnished by the Kwak Brothers as a perspective based upon experience.

Categories
Retirement Planning

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Retirement Planning

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