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Retirement Planning

Lecture 12 Annuity Business Finance Faiza Komel [Video]

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Lecture 12 Annuity Business Finance Faiza Komel

Annuity by Faiza Komel
The payment or receipt of an equal cash flow per period, for a specified number of periods.Or we can say a series of equal payments that are either paid to you or paid by you.Annuities can be cashflows paid such as monthly rental payments ,car payments or they can be money receives such as semi-annual coupon payments from bond , retirement funds etc Present value of an ordinary annuityPVAN = PMT/(1+i) + PMT/(1+i)2 + PMT/(1+i)3 + …. PMT/(1+i)nPresent value of an annuity due:PVAN = PMT/(1+i)1 + PMT/(1+i)2 + PMT/(1+i)3 + …. PMT/(1+i)nSinking Fund Problems: calculating the annuity payment that must be received or invested each year to produce a future value.Loan Amortization and Capital Recovery Problems: calculating the payments necessary to pay off, or amortize, a loan.

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Retirement Planning

How much your Social Security benefits will be if you make $30,000, $35,000 or $40,000 [Video]

The size of your Social Security check will depend on how much money you made throughout your career. Here's how much you can expect from your benefits based on three different salaries. For access to live and exclusive video from CNBC subscribe to CNBC PRO: https://cnb.cx/2NGeIvi The largest Social Security cost-of-living adjustment increase in decades is set to go into effect in 2022.The 5.9% pay bump was meant to help seniors cover the cost of rising inflation.If you want to see how future COLAs will affect your retirement, you’ll need to figure out how much Social Security you can expect every month. The size of your payment will be based on your income from your working years, the year you were born and your age when you decide to start receiving benefits.CNBC calculated a wide range of salaries to estimate future benefits for people who currently make $30,000, $35,000 or $40,000 per year but are planning to retire.Remember: Social Security was not envisioned as your sole source of money for retirement, and the totals are always changing.Watch this video for a breakdown of how much you will get and how your monthly benefit will be calculated based on multiple different salaries. » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision» Subscribe to CNBC: https://cnb.cx/SubscribeCNBC» Subscribe to CNBC Classic: https://cnb.cx/SubscribeCNBCclassic Turn to CNBC TV for the latest stock market news and analysis. From market futures to live price updates CNBC is the leader in business news worldwide.The News with Shepard Smith is CNBC’s daily news podcast providing deep, non-partisan coverage and perspective on the day’s most important stories. Available to listen by 8:30pm ET / 5:30pm PT daily beginning September 30: https://www.cnbc.com/2020/09/29/the-news-with-shepard-smith-podcast.html?__source=youtube%7Cshepsmith%7Cpodcast Connect with CNBC News OnlineGet the latest news: http://www.cnbc.com/Follow CNBC on LinkedIn: https://cnb.cx/LinkedInCNBCFollow CNBC News on Facebook: https://cnb.cx/LikeCNBCFollow CNBC News on Twitter: https://cnb.cx/FollowCNBCFollow CNBC News on Instagram: https://cnb.cx/InstagramCNBChttps://www.cnbc.com/select/best-credit-cards/ #CNBC#CNBCTV

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Retirement Planning

FUTURE AND PRESENT VALUE OF SIMPLE ANNUITY GENMATH MODULE 5 PART 2 [Video]

Practice Activity 1:Find the Present Value (P) and the Future Value (F) of quarterly payments of ₱ 2,000.00 for 5 years with interest rate of 8% compounded quarterly.Independent Activity 1Find the Present Value (P) and the Future Value (F) of semi-annual payments of ₱ 8,000.00 for 12 years with interest rate of 12% compounded semi-annually.Practice Activity 2:How much should you invest in a fund each year paying 2% compounded annually to accumulate ₱ 100,000.00 in 5 years?Independent Activity 2Starting on her 30th birthday, a woman will invest an amount every year on her birthday in an account that grows at an annual rate of 7%. What should be the amount invested should she want her fund to ₱ 300,000.00 just before her 65th birthday?Practice ActivityThe value of a car requires a ₱ 169,000.00 cash downpayment and a monthly payment of ₱ 12,000.00 If money is computed at 10% compounded monthly, how much is the cash price of the car payable in 5 yearsIndependent Activity 3The buyer of a lot pays ₱ 50,000.00 cash and ₱ 10,000.00 every month for 10 years. If money is 8% compounded monthly, how much is the cash price of the lot?

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Retirement Planning

*BIDEN: IT'S HUGE!* $4,000 Monthly Stimulus Coming in Bank Accounts? Fourth Stimulus Approved? [Video]

Social Security, SSDI will get this much in 2022In this video, we discuss Social Security benefits including SSDI and how much of these millions of beneficiaries will be getting in 2022 as a result of everything going on right now. Many people in this community who receive Social Security benefits are wondering how much they will get it in 2022? This is what we cover in this video, how much will Social Security, SSDI and retirement benefits get it in 2022? We discuss all the answers in this video. This Video is specifically dedicated to Social Security retirement, Social Security disability, and Social Security survivors benefits, we also do have a dedicated videos talking about SSI, supplemental security income. If you are someone who receives Social Security benefits of any kind Including SSDI, this video is for you as we talked through some numbers. Of course we do not know what each specific person will be receiving simply because everybody receives a different benefit for the most part, however we discuss a general parameters around a monthly benefits in 2022.#SSDI #SSI #SocialSecurity Todays update on stimulus for seniors, ssi, and ssdi#socialsecurity #stimulusupdate

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Retirement Planning

December 13th - CHECKS FOR SENIORS. $2,000 Social Security Benefits Update [Video]

todays update for seniors in retirement on ssi, ssdi, and social security benefits. Andrew Paulo, Blind to billionaire, social security changes,