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Long-Term Care Planning

How much should you put in your 401(k) each year? [Video]

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How much should you put in your 401(k) each year?

In this video I share with you considerations to think about on how much you should put in your 401(k) each year. This is not financial advice but things to think about to help you in making your decision. I recommend speaking to me or another licensed financial advisor if you are not confident making those decisions yourself.

How much money you should put in your 401k is an important consideration for all of us. If your company offers a match, do you want to make a contribution to get your full match? If you can afford to do so it likely makes sense. If the fees you pay are really high then it may not be the best. That is the key question.

Sean Moran is a financial advisor specializing in retirement planning, college planning, life insurance, disability insurance, Long Term Care insurance and a holistic approach to your personal finances. He is an author, former corporate tax professional and entrepreneur. He holds a BS from York College of PA and a Masters of Taxation from Fairleigh Dickinson University.

If you are interested in learning more, you can contact Sean at:
smoran@bullrunfg.com or fill out this form:
https://forms.gle/w2AHGZgesbUPh2Di8

Bull Run Investment Management LLC is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
#401k

Categories
Long-Term Care Planning

What are Estate Planning transfer costs? [Video]

In this video, I answer the question: What are Estate Planning transfer costs? I'm attorney Patrick Kelleher and my goal is to educate you. I speak in plain English and avoid confusing legal jargon in my videos.Learn more about elder law and estate planning here: https://elderlawcare.com.By watching this video, you’ll learn:• How gifting can be a double edged sword (Article available here: https://elderlawcare.com/2021/04/14/careful-giving-gifts-can-be-a-double-edged-sword-patrick-j-kelleher-esq-elderlawcare-com/)• The risks, rewards, and challenges of making gifts• How to assess and evaluate your own estate planning circumstances• How gifting could be used to reduce your taxable estate• How much you can gift per year under the current tax code• When to file a Form 709 gift tax return• Proposed changes to the Unified Tax Code under the current administration• How gifts within 5 years of applying for Medicaid benefits are considered impermissible and have a penalty period associatedHave you created your estate plan?Leave a comment below!_______________ Patrick J. Kelleher & Associates is a caring and compassionate law firm that works hard to help you protect what you have for the people you love the most. We serve families and seniors in Hanover, Quincy, and the surrounding Boston, Massachusetts area.Learn more about us at https://elderlawcare.com. _______________- Find my Book on Amazon "How to Avoid the Four-Headed Monster: Probate Court, Estate Death Taxes, Financial Creditors & Predators and Nursing Homes": https://www.amazon.com/dp/B084MB96SK/ref=cm_sw_r_other_apa_i_fXwqEb394KEB0 - Watch my 3 Part webinar “Learn to Plan Your Estate… Before It’s TOO LATE!”: https://elder-law-care-educate.bambiz.net/ - Subscribe to my Newsletter: http://eepurl.com/dHk6Jv- Read my Blog: https://elderlawcare.com/blog/

Categories
Long-Term Care Planning

All in the Family: Transferring Wealth Through an Estate Plan Privately and Securely [Video]

The best type of asset protection prevents a lawsuit from ever going to court. The same is true of estate planning.The best estate plan avoids probate court and allows for the transfer of wealth to be conducted within your family. Learn the best methods to maintain your family’s privacy after your death and how to make sure that wealth is securely transferred.Avoid the heartache and turmoil of a poorly planned estate.What will be covered:The need to create an estate plan for the transfer of wealthDifferent estate planning methodsUsing a Trust as part of your estate planAn estate plan is more than just a trustWhy it matters now

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Long-Term Care Planning

On July 20, Nationwide presented the Jerome Township Division of Fire in Plain City, Ohio, a grain rescue tube and provided the team specialized training to help prevent deaths in grain bin accidents. The training, led by NECAS, included the use of a grain bin-like entrapment simulator capable of holding 100 bushels and burying a “rescue victim” waist-deep. First responders learned how to properly use the 6-panel, versatile grain rescue tube to create a barrier around the victim and safely dig them out. Learn more about Nationwide’s Grain Bin Safety advocacy campaign at http://www.thinkgrainbinsafety.com/?utm_source=YouTube&utm_medium=YouTube&utm_campaign=NWNewsroom

Categories
Long-Term Care Planning

https://www.bbelderlaw.com/Berg Bryant Elder Law Group, PLLC4540 Southside Blvd.Suite 302Jacksonville, FL 32216United States (904) 257-8453You will want to consider basic eldercare planning along with your estate planning documents. This includes being very conscientious about the people you select as your fiduciaries under a durable power of attorney and healthcare surrogate designation. These are your primary decision-makers if you lose the ability to manage your finances and make medical decisions. For someone who is under 65 and still working, elder law planning can be touched on lightly. Between age 50 and 65, there should be a consideration and discussion about long-term care insurance because that is typically when the premiums are more sensible. You need the basics covered and discussed because anyone can be in an accident resulting in the need for fulltime care. More advanced planning is typically covered after age 65.For More Information About Elder Law, Please Visit:https://en.wikipedia.org/wiki/Elder_rightsFor More Videos, Please Subscribe Our Channel:https://www.youtube.com/channel/UChFWIrnuqREW5jgdcH9Hy9QRelated Videos:https://youtu.be/1RRGJBGmg_Qhttps://youtu.be/qnSkq4A3qashttps://youtu.be/87QgW_CzPYshttps://youtu.be/qncOHrJhq38https://youtu.be/nvTD8nZTxO0https://youtu.be/1oZsRjoN1gohttps://youtu.be/ACp9PbJjkAs