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Business Owners

Mutual Life Insurance Companies vs Stock Life Insurance Companies [Video]

In this webinar, we will discuss the pros and cons of mutual life insurance companies versus stocks life insurance companies, as well as list our current top 10 best mutual life insurance companies. See https://www.insuranceandestates.com/mutual-insurance-company-vs-stock-insurance-company/Mutual Companies offer dividend paying whole life insurance, a/k/a participating life insurance. See https://www.insuranceandestates.com/participating-life-insurance/Mutual life insurance companies, a/k/a “Mutuals,” have no shareholders. Instead, the policy owners are members of the corporation controlling the insurer, which grants them membership rights. Mutual insurance companies conduct business seeking to maximize the value for policy owners. Stock life insurance companies are beholden to shareholders, like any other corporation, and must seek to maximize shareholder value, even if that comes at the policy owner’s expense. The Rights of a Mutual Company Policyholder Include:-Contractual Benefits-Participation in Corporate Governance-Receipt of Any Outstanding Value if Liquidation or Demutualization-Operate in the Best Interest of Policyholders-Ability to Launch Legal Action Against Directors and Officers if there is a Violation of Fiduciary Duties-Profits Earned Kept in Company or Distributed to PolicyholdersOur current top 10 Mutual Life Insurance Companies and its associated A.M. Best Rating in alphabetical order. American United Life A+Guardian Life A++Lafayette Life A+MassMutual A++Minnesota Life A+Mutual of Omaha A+New York Life A++Northwestern Mutual A++Ohio National A+Penn Mutual A+For more, see https://www.insuranceandestates.com/mutual-life-insurance/

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Business Owners

MPI Exposed | Full Mutual of Omaha Illustration Review [Video]

MPI Exposed. In this video Chris does a complete analysis of a Mutual of Omaha Indexed Universal Life Policy. The same exact policy that Curtis Ray and his MPI people use. Please note: this is NOT an illustration received directly from MPI or any of their affiliates. The purpose of this video is simply to help you understand the contract and read through every component of the illustration so you truly understand the risks involved with the MPI system Curtis Ray is selling. 🔎 Resources 👇 Free Book ► https://CashflowHackingBook.com Book a Call ► https://calendly.com/_life180/claritycall 💥Set up a call to discuss your finances or life insurance business💥 Https://www.LIFE180.com 🔔 SUBSCRIBE TO LIFE180 ON YOUTUBE 👇 https://www.youtube.com/channel/UCyNvN057XS4Afd25rQrdFuQ?sub_confirmation=1 🔔 JOIN THIS CHANNEL TO GET ACCESS TO PERKS 👇 https://www.youtube.com/channel/UCyNvN057XS4Afd25rQrdFuQ/join Amazing tools to build your business: https://life180.com/ActiveCampaign https://life180.com/ClickFunnels https://life180.com/Dubb https://life180.com/Canva 📖 Chapter Timestamps Here ⏰ 0:00 Intro to Curtis Ray MPI Exposed 1:50 RELOC is one of the greatest dangers of MPI 3:15 You give up control with Indexed Universal Life 4:20 What does Upside Potential mean in an Indexed Universal Life Policy 11:30 If Indexing Worked for You, Life Insurance Companies Would Do for Themselves 15:25 Definitions of key terms inside of an MPI Plan 17:05 Living Benefits Inside of Life Insurance 18:15 How Policy Loans Work With Your MPI Policy 20:40 A look at MPI Numbers – It Won't Produce the Income MPI is Promising 23:45 MPI Doesn't Work for Real Estate Investing or Infinite Banking 26:30 RELOC Does NOT Guarantee Positive Arbitrage 29:30 In order for MPI to work, you need to remain healthy 31:30 The Insurance Cost Goes UP Over Time 36:10 Your Cap Rate Can Go As Low As 3% 37:00 Look Back At Index Crediting Rates 38:45 How the RELOC Feature in MPI Puts You At MORE RISK 40:00 RELOC Waives Your Ability to No Lapse Protection 43:00 Surrender Charges Inside of MPI Plans 44:00 Disbursement Options In MPI Plans 48:00 Guaranteed Refund Option In MPI Plans 52:30 Buyer Beware Inside of Mutual of Omaha MPI Plan 54:30 What Happens If the MPI Plan Doesn't Perform As Sold? 57:15 How Indexed Loans Work Inside of Indexed Universal Life MPI Plan 1:00:30 Set Up Your LIFE180 Clarity Call ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ VALUABLE CONTENT TO CONTINUE THE EDUCATIONAL JOURNEY: How To Properly Structure A Whole Life Policy https://www.youtube.com/watch?v=EBGEkfDO1rw Indexed Universal Life vs Whole Life – Which is Better https://youtu.be/zHUsh82zYA0 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 💥FOLLOW CHRIS ON SOCIAL MEDIA 👇 SOCIAL LINKS ► https://y.at/💵💵🏆💵💵 LinkedIn ► https://www.linkedin.com/in/ckirkpatrick13/ Facebook ► https://www.facebook.com/LIFE180LLC/ Instagram ► https://www.instagram.com/realchriskirkpatrick/ TikTok ► https://www.tiktok.com/@realchriskirkpatrick ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 🤔 ABOUT LIFE180 😃 Chris Kirkpatrick launched LIFE180 as a solution to a problem. As the director of business development for a Fortune 1000 life insurance / broker dealer, he became disenchanted with the financial industry because of the lack of education provided to clients and how "financial advisors" were really just glorified sales people. So… LIFE180 was launched to help give relevant financial education for people to create wealth. Along the journey, LIFE180 has evolved. Chris quickly realized he was passionate about not just helping entrepreneurs on how to leverage their money, but how to build their businesses. Over the past 5 years, Chris has spent thousands of hours mastering the art of online business development for himself and clients. In 2020, LIFE180 morphed into a full service online business launch and development agency. If you need any help creating more revenue or generating more leads online, LIFE180 can help. https://www.LIFE180.com ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts and questions. Add it to a playlist if you want to watch it later. *All content in this video is for educational purposes only and is not to be interpreted as personal financial advice. #LIFE180 #CurtisRay #MPI

Categories
Business Owners

Dow adds 303 points after Fed’s historic move, retail sales slump: LIVE UPDATES [Video]

FOX Business is providing real-time updates on the markets, commodities and all the most active stocks on the move.

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Business Owners

Avoid burnout + overwhelm with Emily Cassel 06/14 by Bernadette Boas [Video]

This week our guest, Leadership Coach Emily Cassels, shares her sustainable business cycle process + energetically feminine cycles of productivity, so you can master how to leverage them in your business and life. Tune in at Noon est. June 14th. Be sure to SUBSCRIBE! We discuss: The feminine approach to bringing your business vision to life by working smarter, doing less, and allowing it to be easeful. How to create consistent momentum + meaningful action in your business without feeling overly rigid How to be more productive without working harder, doing more, or stressing yourself out Shifting out of exhausting hustle & into enlivening freedom, flow, + fulfillment ABOUT OUR GUEST: Emily Cassel (she/her) is a Soulful Business + Leadership Coach for women entrepreneurs, podcast host, writer, international retreat leader, and champion of women, based in Charleston, SC. Emily believes that when women embrace and express their deepest soul calling and become leaders of their life and business, we create a more liberated and limitless future for ourselves, each other, and our world. She is the creator of The Soulful Business Academy, The Business Alchemy Circle, and The Soulful Leadership Mastermind. POST YOUR COMMENTS OR QUESTIONS and allow Emily to help you get out of the overwhelm and creating the riches you deserve. SUBSCRIBE to the show to ensure you get all of the updates on future guests and topics.