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Dental school tuition is higher than medical school. If you live in a state that requires a post-doctoral dental residency—unlike medical school residencies that pay a salary—dental school residencies actually charge tuition. So, you're delaying paying back your student loans and you're actively falling deeper into debt between the added tuition and living expenses. Dentists tend to have a greater debt-to-income ratio after graduating. While physician specialists typically come out of residency at or near their peak earnings capability, it can take up to 10 years for dental specialists to see their full earnings potential. That means it might take longer to pay off student loans, which in turn means you’ll be paying more interest in the long run.The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs for specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you!Main Website: https://www.whitecoatinvestor.comYouTube: https://www.whitecoatinvestor.com/youtubeStudent Loan Advice: https://studentloanadvice.comFacebook: https://www.facebook.com/thewhitecoatinvestorTwitter: https://twitter.com/WCInvestorInstagram: https://www.instagram.com/thewhitecoatinvestorSubreddit: https://www.reddit.com/r/whitecoatinvestorOnline Courses: https://whitecoatinvestor.teachable.comNewsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter00:00 Is Dental School More Expensive Than Medical School?
Health InsuranceOnly about 9.2% of the American population had no health insurance coverage in 2021, the Centers for Disease Control (CDC) reports in its National Center for Health Statistics. More than 60% got their coverage through an employer or in the private insurance marketplace while the rest were covered by government-subsidized programs including Medicare and Medicaid, veterans' benefits programs, and the federal marketplace commonly known as Obamacare.Having medical insurance means that you have no reason to avoid an annual wellness visit or a doctor's visit for an occasional ailment. And you won't get stuck with a massive bill if you or a member of your family have an accident or develop a chronic disease.If you're on a very tight budget, even a minimal policy is better than none. If your income is low, you may be one of the 80 million Americans who are eligible for Medicaid. If your income is moderate but doesn't stretch to insurance coverage, you may be eligible for subsidized coverage under the federal Affordable Care Act.The best and least expensive option for salaried employees is usually participating in your employer's insurance program, if your employer has one. The average annual premium cost to the employee in an employer-sponsored health care program was $7,739 for single coverage and $22,221 for a family plan in 2021, according to research published by the Kaiser Family Foundation.
Attorney Richard Smith on the importance of following up with the doctor after an accident to protect your case. Sponsored by...
This is how Doctors decided to turn off Archie Battersbee's life support. He has sadly died aged 12 of catastrophic brain damage.